Electrophysiology evaluation at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$40,675.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$40,675.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,491.13 with Aetna vs $43,890.00 with Curative Administrators — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna QHPHIX $5,491.13 ↓ -86%
Cigna IFP $5,491.13 ↓ -86%
Superior Health Plan MCDSTAR $5,591.00 ↓ -86%
Superior Health Plan STARHealth $5,591.00 ↓ -86%
Superior Health Plan CHIP $5,591.00 ↓ -86%
Superior Health Plan STARKids $5,591.00 ↓ -86%
Superior Health Plan STARPLUS $5,591.00 ↓ -86%
Cigna QHP $5,694.50 ↓ -86%
Aetna NewBusiness $8,094.32 ↓ -80%
Aetna COMM $8,663.77 ↓ -79%
Aetna Meritain $8,663.77 ↓ -79%
United OptionsPPO $9,233.23 ↓ -77%
BCBS BlueAdvantageHMO $10,046.73 ↓ -75%
BCBS MyBlueHealth $10,046.73 ↓ -75%
Aetna OON $10,209.42 ↓ -75%
Cigna LocalPlus $10,738.20 ↓ -74%
Cigna NewBusiness $10,738.20 ↓ -74%
Cigna HMO $11,999.13 ↓ -70%
Cigna OpenAccessPlus $11,999.13 ↓ -70%
Cigna NetworkBenefit $11,999.13 ↓ -70%
BCBS BlueEssentials $12,975.33 ↓ -68%
BCBS BlueEssentialsAccess $12,975.33 ↓ -68%
BCBS EPOSOA $13,626.13 ↓ -66%
Healthcare Highways CityofPlano $13,748.15 ↓ -66%
BCBS PPO $14,236.25 ↓ -65%
Cigna AllOther $15,171.77 ↓ -63%
BCBS Traditional $18,059.70 ↓ -56%
BCBS BluePremier $19,422.84 ↓ -52%
Aetna ASA $21,435.72 ↓ -47%
United SmallGroup $24,000.00 ↓ -41%
United NarrowNetworkIndivExchange $25,253.00 ↓ -38%
Healthcare Highways NarrowNetwork $26,766.00 ↓ -34%
Humana COMM $27,514.00 ↓ -32%
Multiplan PHCS PrimaryNetwork $28,472.50 ↓ -30%
Oscar HIX $29,429.00 ↓ -28%
Aetna Coventry First Health COMM $29,570.72 ↓ -27%
Evry Health COMM $29,597.00 ↓ -27%
HealthSmart Preferred Care PPO $30,506.25 ↓ -25%
United AllPayerAppendix $33,939.00 ↓ -17%
National Healthcare Solutions COMM $40,675.00 ↑ +0%
Independent Medical Systems COMM $40,675.00 ↑ +0%
Curative Administrators COMM $43,890.00 ↑ +8%

Visitor-reported prices

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Electrophysiology evaluation at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $13,879.96 $3,932.65 – $18,500.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $14,581.73 $3,001.41 – $21,872.59
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $14,029.39 $2,805.88 – $18,500.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $13,879.96 $3,701.32 – $18,500.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $14,581.73 $4,680.73 – $21,872.59
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $14,581.73 $7,533.89 – $21,872.59
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $14,029.39 $4,676.46 – $21,044.08
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $13,879.96 $3,701.32 – $18,500.61

All Texas hospitals for this procedure →