Car seat/bed test 60 minutes at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$395.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$395.43

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.68 with Superior Health Plan vs $395.43 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $27.68 ↓ -93%
Superior Health Plan STARHealth $27.68 ↓ -93%
Superior Health Plan MCDSTAR $27.68 ↓ -93%
Superior Health Plan STARPLUS $27.68 ↓ -93%
Superior Health Plan STARKids $27.68 ↓ -93%
Cigna IFP $53.38 ↓ -87%
Aetna QHPHIX $53.38 ↓ -87%
Cigna QHP $55.36 ↓ -86%
Aetna NewBusiness $78.69 ↓ -80%
BCBS BluePremier $78.89 ↓ -80%
Oscar HIX $82.25 ↓ -79%
Aetna COMM $84.23 ↓ -79%
Aetna Meritain $84.23 ↓ -79%
United OptionsPPO $89.76 ↓ -77%
BCBS MyBlueHealth $91.93 ↓ -77%
BCBS BlueAdvantageHMO $91.93 ↓ -77%
Healthcare Highways NarrowNetwork $96.88 ↓ -76%
Aetna OON $99.25 ↓ -75%
Evry Health COMM $102.02 ↓ -74%
Cigna NewBusiness $104.39 ↓ -74%
Cigna LocalPlus $104.39 ↓ -74%
Cigna OpenAccessPlus $116.65 ↓ -71%
Cigna HMO $116.65 ↓ -71%
Cigna NetworkBenefit $116.65 ↓ -71%
Healthcare Highways CityofPlano $133.66 ↓ -66%
Cigna AllOther $147.50 ↓ -63%
Curative Administrators COMM $158.17 ↓ -60%
BCBS BlueEssentials $162.80 ↓ -59%
BCBS BlueEssentialsAccess $162.80 ↓ -59%
BCBS EPOSOA $170.83 ↓ -57%
BCBS Traditional $175.57 ↓ -56%
BCBS PPO $178.85 ↓ -55%
Aetna ASA $208.39 ↓ -47%
Multiplan PHCS PrimaryNetwork $276.80 ↓ -30%
Aetna Coventry First Health COMM $287.48 ↓ -27%
HealthSmart Preferred Care PPO $296.57 ↓ -25%
Humana COMM $364.05 ↓ -8%
National Healthcare Solutions COMM $395.43 ↑ +0%
Independent Medical Systems COMM $395.43 ↑ +0%

Visitor-reported prices

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Car seat/bed test 60 minutes at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $237.16 $35.64 – $296.44
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $185.68 $38.22 – $278.52
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $180.79 $35.64 – $225.99
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $237.16 $35.64 – $296.44
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $185.68 $35.64 – $278.52
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $185.68 $95.94 – $278.52
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $180.79 $35.64 – $271.19
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $237.16 $35.64 – $296.44

All Texas hospitals for this procedure →