Biopsy of heart lining at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$838.66 with Cigna vs $20,752.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna IFP $838.66
Cigna QHP $869.72
United OptionsPPO $1,410.19
Oscar HIX $1,421.38
BCBS BlueAdvantageHMO $1,687.88
BCBS MyBlueHealth $1,687.88
Cigna LocalPlus $1,804.05
Cigna NewBusiness $1,804.05
BCBS BluePremier $1,995.39
Cigna NetworkBenefit $2,015.89
Cigna HMO $2,015.89
Cigna OpenAccessPlus $2,015.89
Healthcare Highways CityofPlano $2,099.76
BCBS BlueEssentials $2,179.90
BCBS BlueEssentialsAccess $2,179.90
BCBS EPOSOA $2,289.24
BCBS PPO $2,391.74
Cigna AllOther $2,548.91
BCBS Traditional $2,758.27
Superior Health Plan MCDSTAR $2,796.00
Superior Health Plan STARKids $2,796.00
Superior Health Plan CHIP $2,796.00
Superior Health Plan STARPLUS $2,796.00
Superior Health Plan STARHealth $2,796.00
Humana COMM $3,294.21
Multiplan PHCS PrimaryNetwork $4,348.62
Aetna Coventry First Health COMM $4,516.35
HealthSmart Preferred Care PPO $4,659.23
National Healthcare Solutions COMM $6,212.31
Independent Medical Systems COMM $6,212.31
United NarrowNetworkIndivExchange $7,162.00
United SmallGroup $7,327.00
United AllPayerAppendix $10,918.00
Aetna QHPHIX $12,049.00
Healthcare Highways NarrowNetwork $15,208.00
Aetna NewBusiness $16,508.00
Evry Health COMM $16,817.00
Curative Administrators COMM $17,384.00
Aetna COMM $17,640.00
Aetna Meritain $17,640.00
Aetna OON $20,752.00
Aetna ASA not published by hospital

Visitor-reported prices

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Biopsy of heart lining at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $5,819.15 $1,648.76 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $6,306.49 $1,298.09 – $17,181.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $5,099.77 $1,019.95 – $17,181.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $5,819.15 $1,551.77 – $17,181.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $6,306.49 $2,024.38 – $17,181.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $6,306.49 $3,258.35 – $9,459.74
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $5,099.77 $1,699.92 – $7,896.23
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $5,819.15 $1,551.77 – $7,896.23

All Texas hospitals for this procedure →