Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at MEDICAL CITY ALLIANCE HOSPITAL

727 W BAILEY BOSWELL RD, SAGINAW, TX · Medicalcityhealthcare · · NPI 1871911016

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$124.58 with Humana vs $2,597.00 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $124.58
TriWest Health Alliance TRCR $128.43
Superior Health Plan MCDSTAR $181.79
Superior Health Plan STARHealth $181.79
Superior Health Plan CHIP $181.79
Superior Health Plan STARKids $181.79
Superior Health Plan STARPLUS $181.79
United NarrowNetworkIndivExchange $209.78
United AllPayerAppendix $209.78
United SmallGroup $209.78
Cigna IFP $350.60
Aetna QHPHIX $350.60
Cigna QHP $363.58
Aetna NewBusiness $516.80
Aetna Meritain $553.16
Aetna COMM $553.16
United OptionsPPO $589.52
BCBS BlueAdvantageHMO $641.46
BCBS MyBlueHealth $641.46
Aetna OON $651.85
BCBS BluePremier $758.32
Cigna LocalPlus $762.79
Cigna NewBusiness $763.55
BCBS BlueEssentialsAccess $828.44
BCBS BlueEssentials $828.44
Cigna HMO $852.17
Cigna NetworkBenefit $852.17
Cigna OpenAccessPlus $852.17
BCBS EPOSOA $870.00
Healthcare Highways CityofPlano $877.79
BCBS PPO $908.95
Cigna AllOther $1,078.07
BCBS Traditional $1,153.07
Aetna ASA $1,368.62
Aetna Coventry First Health COMM $1,888.02
HealthSmart Preferred Care PPO $1,947.75
National Healthcare Solutions COMM $2,597.00
Independent Medical Systems COMM $2,597.00

Visitor-reported prices

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $6,000.56 $441.22 – $1,176.71
Covenant Medical Center Lubbock $6,000.56 $125.01 – $441.22
Covenant Hospital Plainview Plainview $6,000.56 not published
Covenant Hospital Levelland Levelland $6,000.56 not published
Covenant Specialty Hospital Lubbock $6,000.56 not published
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $128.43 – $305.07
HCA HOUSTON MEDICAL CENTER Houston not published $128.43 – $305.07
HCA HOUSTON CONROE CONROE not published $209.78 – $305.07

All Texas hospitals for this procedure →