healthcosts.net
Pr planning advance care 1st 30 minutes at BAYLOR SCOTT & WHITE MEDICAL CENTER - LAKE POINTE
6800 Scenic Drive, Rowlett, TX · Baylor Scott & White Health · · NPI 1205018439
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$96.95 with Baylor Scott & White Health Plan vs $387.99 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Baylor Scott & White Health Plan | Medicare Advantage | $96.95 | — |
| CORVEL | Worker's Compensation | $98.99 | — |
| TriWest | Community Care Network | $102.05 | — |
| Humana | Medicare | $102.05 | — |
| WellPoint (fka Amerigroup) | Medicare | $105.11 | — |
| Molina | Medicare Advantage | $107.15 | — |
| American Health Plan | Medicare Advantage | $107.15 | — |
| ProCare Advantage | Medicare Advantage | $107.15 | — |
| HealthSpring | Medicare Advantage | $107.15 | — |
| Superior Health Plan | Medicare | $107.15 | — |
| Blue Cross Blue Shield | Medicare Advantage | $107.15 | — |
| United Healthcare | Medicare Advantage | $114.30 | — |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $122.46 | — |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $128.07 | — |
| Prime Health Services | Worker's Compensation | $128.69 | — |
| Sedgwick | Preferred Network | $152.56 | — |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $168.38 | — |
| Blue Cross Blue Shield | Blue Advantage | $183.78 | — |
| Superior Ambetter | Ambetter Exchange | $219.41 | — |
| Mark Cuban | Commercial | $220.82 | — |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $259.97 | — |
| Blue Cross Blue Shield | City of Dallas | $349.50 | — |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $368.35 | — |
| Blue Cross Blue Shield | BlueChoice (PPO) | $387.99 | — |
| Imagine Health | Commercial | not published by hospital | — |
| University of Mary Hardin-Baylor | Commercial | not published by hospital | — |