MRI brain without & w/dye at BAYLOR SCOTT & WHITE MEDICAL CENTER - LAKE POINTE

6800 Scenic Drive, Rowlett, TX · Baylor Scott & White Health · · NPI 1205018439

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$2,813.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,688.49

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.39 with Baylor Scott & White Health Plan vs $3,516.37 with HealthSmart — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Baylor Scott & White Health Plan Medicare Advantage $167.39 ↓ -94%
CORVEL Worker's Compensation $170.91 ↓ -94%
TriWest Community Care Network $176.20 ↓ -94%
Humana Medicare $176.20 ↓ -94%
WellPoint (fka Amerigroup) Medicare $181.49 ↓ -94%
Blue Cross Blue Shield Medicare Advantage $185.01 ↓ -93%
American Health Plan Medicare Advantage $185.01 ↓ -93%
ProCare Advantage Medicare Advantage $185.01 ↓ -93%
Molina Medicare Advantage $185.01 ↓ -93%
Superior Health Plan Medicare $185.01 ↓ -93%
HealthSpring Medicare Advantage $185.01 ↓ -93%
United Healthcare Medicare Advantage $197.34 ↓ -93%
Baylor Scott & White Health Plan BSW Premier - Small Group $211.44 ↓ -92%
Baylor Scott & White Health Plan BSW Premier - Individual $221.13 ↓ -92%
Prime Health Services Worker's Compensation $222.19 ↓ -92%
Sedgwick Preferred Network $263.42 ↓ -91%
Baylor Scott & White Health Plan BSW Plus - Small Group $290.73 ↓ -90%
Superior Ambetter Ambetter Exchange $378.83 ↓ -87%
Mark Cuban Commercial $455.16 ↓ -84%
Blue Cross Blue Shield Blue Advantage $462.17 ↓ -84%
WellPoint (fka Amerigroup) CHIP/Medicaid $515.73 ↓ -82%
Superior Health Plan Medicaid $515.73 ↓ -82%
United Healthcare Medicaid/CHIP $551.84 ↓ -80%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $653.90 ↓ -77%
Texas A&M Commerce Injured Athletes $750.00 ↓ -73%
Blue Cross Blue Shield City of Dallas $879.94 ↓ -69%
Blue Cross Blue Shield Blue Essentials (HMO) $928.37 ↓ -67%
Blue Cross Blue Shield BlueChoice (PPO) $976.81 ↓ -65%
Imagine Health Commercial $1,718.00 ↓ -39%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,818.14 ↓ -35%
Cigna Local Plus $1,952.00 ↓ -31%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,138.99 ↓ -24%
University of Mary Hardin-Baylor Commercial $2,149.00 ↓ -24%
Employers Health Network BSWQA Direct/EHN Rental $2,203.59 ↓ -22%
Cigna HMO/PPO $2,297.00 ↓ -18%
United Healthcare Nexus $2,429.00 ↓ -14%
United Healthcare Charter $2,429.00 ↓ -14%
Aetna Commercial $2,578.67 ↓ -8%
QuikTrip Employee Benefit Plan $2,578.67 ↓ -8%
Employers Health Network EHN Network $2,578.67 ↓ -8%
United Healthcare Commercial Broad $2,699.00 ↓ -4%
Curative Commercial $3,047.52 ↑ +8%
HealthSmart Accel Network $3,281.94 ↑ +17%
First Health PPO $3,281.94 ↑ +17%
Humana Commercial PPO $3,281.94 ↑ +17%
Private Health Care System PHCS Network $3,516.37 ↑ +25%
HealthSmart Preferred Network $3,516.37 ↑ +25%

Visitor-reported prices

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MRI brain without & w/dye at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,813.09 $167.39 – $3,516.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,813.09 $167.39 – $3,516.37
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $2,813.09 $167.39 – $3,516.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $2,813.09 $167.67 – $3,516.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - IRVING Irving $2,813.09 $167.39 – $3,516.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $2,813.09 $167.39 – $3,516.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY Frisco $2,813.09 $167.39 – $3,516.37
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - DENTON Denton $2,813.09 $167.39 – $3,516.37

All Texas hospitals for this procedure →