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Lower Back (Lumbar Spine) CT scan (without contrast) at BAYLOR SCOTT & WHITE MEDICAL CENTER - LAKE POINTE
6800 Scenic Drive, Rowlett, TX · Baylor Scott & White Health · · NPI 1205018439
$2,054.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,424.65
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$99.77 with Baylor Scott & White Health Plan vs $2,568.49 with Private Health Care System — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Baylor Scott & White Health Plan | Medicare Advantage | $99.77 | ↓ -95% |
| CORVEL | Worker's Compensation | $101.87 | ↓ -95% |
| WellPoint (fka Amerigroup) | CHIP/Medicaid | $104.75 | ↓ -95% |
| Superior Health Plan | Medicaid | $104.75 | ↓ -95% |
| Humana | Medicare | $105.02 | ↓ -95% |
| TriWest | Community Care Network | $105.02 | ↓ -95% |
| WellPoint (fka Amerigroup) | Medicare | $108.17 | ↓ -95% |
| Blue Cross Blue Shield | Medicare Advantage | $110.27 | ↓ -95% |
| ProCare Advantage | Medicare Advantage | $110.27 | ↓ -95% |
| Molina | Medicare Advantage | $110.27 | ↓ -95% |
| HealthSpring | Medicare Advantage | $110.27 | ↓ -95% |
| American Health Plan | Medicare Advantage | $110.27 | ↓ -95% |
| Superior Health Plan | Medicare | $110.27 | ↓ -95% |
| United Healthcare | Medicaid/CHIP | $112.08 | ↓ -95% |
| United Healthcare | Medicare Advantage | $117.62 | ↓ -94% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $126.02 | ↓ -94% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $131.80 | ↓ -94% |
| Prime Health Services | Worker's Compensation | $132.43 | ↓ -94% |
| Sedgwick | Preferred Network | $157.00 | ↓ -92% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $173.28 | ↓ -92% |
| Superior Ambetter | Ambetter Exchange | $225.79 | ↓ -89% |
| Mark Cuban | Commercial | $272.35 | ↓ -87% |
| Texas A&M Commerce | Injured Athletes | $325.00 | ↓ -84% |
| Blue Cross Blue Shield | Blue Advantage | $366.50 | ↓ -82% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $569.37 | ↓ -72% |
| Blue Cross Blue Shield | City of Dallas | $764.39 | ↓ -63% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $806.98 | ↓ -61% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $849.57 | ↓ -59% |
| Imagine Health | Commercial | $1,454.00 | ↓ -29% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $1,557.43 | ↓ -24% |
| Employers Health Network | BSWQA Direct/EHN Rental | $1,609.59 | ↓ -22% |
| Cigna | Local Plus | $1,673.00 | ↓ -19% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $1,832.27 | ↓ -11% |
| University of Mary Hardin-Baylor | Commercial | $1,841.00 | ↓ -10% |
| Employers Health Network | EHN Network | $1,883.56 | ↓ -8% |
| QuikTrip | Employee Benefit Plan | $1,883.56 | ↓ -8% |
| Aetna | Commercial | $1,883.56 | ↓ -8% |
| United Healthcare | Charter | $1,959.00 | ↓ -5% |
| United Healthcare | Nexus | $1,959.00 | ↓ -5% |
| Cigna | HMO/PPO | $1,968.00 | ↓ -4% |
| United Healthcare | Commercial Broad | $2,177.00 | ↑ +6% |
| Curative | Commercial | $2,226.02 | ↑ +8% |
| Humana | Commercial PPO | $2,397.26 | ↑ +17% |
| HealthSmart | Accel Network | $2,397.26 | ↑ +17% |
| First Health | PPO | $2,397.26 | ↑ +17% |
| HealthSmart | Preferred Network | $2,568.49 | ↑ +25% |
| Private Health Care System | PHCS Network | $2,568.49 | ↑ +25% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) CT scan (without contrast) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,054.79 | $99.77 – $2,568.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,731.42 | $141.23 – $2,597.13 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,655.02 | $99.77 – $2,068.78 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,731.42 | $99.77 – $2,597.13 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,054.79 | $99.77 – $2,568.49 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,731.42 | $104.75 – $2,597.13 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE | Grapevine | $2,054.79 | $99.94 – $2,568.49 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $2,054.79 | $99.77 – $2,568.49 |