Assay of osteocalcin at BAYLOR SCOTT & WHITE MEDICAL CENTER - LAKE POINTE

6800 Scenic Drive, Rowlett, TX · Baylor Scott & White Health · · NPI 1205018439

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$147.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$245.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.00 with United Healthcare vs $229.55 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Charter $10.00 ↓ -93%
United Healthcare Nexus $10.00 ↓ -93%
United Healthcare Commercial Broad $11.00 ↓ -93%
Superior Health Plan Medicaid $25.07 ↓ -83%
WellPoint (fka Amerigroup) CHIP/Medicaid $25.07 ↓ -83%
United Healthcare Medicaid/CHIP $26.82 ↓ -82%
Baylor Scott & White Health Plan Medicare Advantage $28.36 ↓ -81%
CORVEL Worker's Compensation $28.95 ↓ -80%
Humana Medicare $29.85 ↓ -80%
TriWest Community Care Network $29.85 ↓ -80%
WellPoint (fka Amerigroup) Medicare $30.75 ↓ -79%
Molina Medicare Advantage $31.34 ↓ -79%
American Health Plan Medicare Advantage $31.34 ↓ -79%
Blue Cross Blue Shield Medicare Advantage $31.34 ↓ -79%
HealthSpring Medicare Advantage $31.34 ↓ -79%
ProCare Advantage Medicare Advantage $31.34 ↓ -79%
Superior Health Plan Medicare $31.34 ↓ -79%
United Healthcare Medicare Advantage $33.43 ↓ -77%
Baylor Scott & White Health Plan BSW Premier - Small Group $35.82 ↓ -76%
Baylor Scott & White Health Plan BSW Premier - Individual $37.46 ↓ -75%
Prime Health Services Worker's Compensation $37.64 ↓ -74%
Sedgwick Preferred Network $44.63 ↓ -70%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $45.90 ↓ -69%
Baylor Scott & White Health Plan BSW Plus - Small Group $49.25 ↓ -67%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $54.00 ↓ -63%
Superior Ambetter Ambetter Exchange $64.18 ↓ -56%
Mark Cuban Commercial $71.64 ↓ -51%
Blue Cross Blue Shield Blue Advantage $108.65 ↓ -26%
Employers Health Network BSWQA Direct/EHN Rental $115.48 ↓ -22%
Cigna Local Plus $121.13 ↓ -18%
Aetna Commercial $135.13 ↓ -8%
Employers Health Network EHN Network $135.13 ↓ -8%
QuikTrip Employee Benefit Plan $135.13 ↓ -8%
Cigna HMO/PPO $142.51 ↓ -3%
Imagine Health Commercial $142.51 ↓ -3%
University of Mary Hardin-Baylor Commercial $142.51 ↓ -3%
Texas A&M Commerce Injured Athletes $147.42 ↑ +0%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $153.73 ↑ +4%
Curative Commercial $159.71 ↑ +8%
HealthSmart Accel Network $171.99 ↑ +17%
First Health PPO $171.99 ↑ +17%
Humana Commercial PPO $171.99 ↑ +17%
Private Health Care System PHCS Network $184.28 ↑ +25%
HealthSmart Preferred Network $184.28 ↑ +25%
Blue Cross Blue Shield City of Dallas $206.56 ↑ +40%
Blue Cross Blue Shield Blue Essentials (HMO) $218.20 ↑ +48%
Blue Cross Blue Shield BlueChoice (PPO) $229.55 ↑ +56%

Visitor-reported prices

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Assay of osteocalcin at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $147.42 $10.00 – $184.28
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $149.56 $12.00 – $224.33
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $140.84 $12.00 – $176.06
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $147.42 $10.00 – $184.28
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $149.56 $12.00 – $224.33
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $149.56 $8.00 – $224.33
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $140.84 $12.00 – $211.27
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $147.42 $10.00 – $184.28

All Texas hospitals for this procedure →