healthcosts.net

Lower Back (Lumbar Spine) X-ray at BAYLOR SCOTT & WHITE MEDICAL CENTER - PLANO

4700 Alliance Blvd., Plano, TX · Baylor Scott & White Health · · NPI 1649273434

Source: hospital's published price file ↗ · Published Jun 29, 2026 · Ingested Aug 12, 2026

$337.54

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$562.56

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.10 with Superior Health Plan vs $472.98 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $40.10 ↓ -88%
United Healthcare Medicaid/CHIP $42.91 ↓ -87%
Baylor Scott & White Health Plan Medicare Advantage $99.77 ↓ -70%
CORVEL Worker's Compensation $101.87 ↓ -70%
Humana Medicare $105.02 ↓ -69%
Aetna Medicare Advantage $105.02 ↓ -69%
TriWest Community Care Network $105.02 ↓ -69%
Blue Cross Blue Shield Medicare Advantage $110.27 ↓ -67%
ProCare Advantage Medicare Advantage $110.27 ↓ -67%
HealthSpring Medicare Advantage $110.27 ↓ -67%
American Health Plan Medicare Advantage $110.27 ↓ -67%
Superior Health Plan Medicare $110.27 ↓ -67%
United Healthcare Medicare Advantage $117.62 ↓ -65%
Baylor Scott & White Health Plan BSW Premier - Small Group $126.02 ↓ -63%
Baylor Scott & White Health Plan BSW Premier - Individual $131.80 ↓ -61%
Prime Health Services Worker's Compensation $132.43 ↓ -61%
Sedgwick Preferred Network $157.00 ↓ -53%
Baylor Scott & White Health Plan BSW Plus - Small Group $173.28 ↓ -49%
Blue Cross Blue Shield Blue Advantage $224.16 ↓ -34%
Superior Ambetter Ambetter Exchange $225.79 ↓ -33%
Employers Health Network BSWQA Direct/EHN Rental $264.40 ↓ -22%
Mark Cuban Commercial $272.35 ↓ -19%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $277.34 ↓ -18%
Cigna Local Plus $277.34 ↓ -18%
Employers Health Network EHN Network $309.41 ↓ -8%
Imagine Health Commercial $309.41 ↓ -8%
QuikTrip Employee Benefit Plan $309.41 ↓ -8%
Aetna Commercial $309.41 ↓ -8%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $317.19 ↓ -6%
Cigna HMO/PPO $326.28 ↓ -3%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $326.28 ↓ -3%
University of Mary Hardin-Baylor Commercial $326.28 ↓ -3%
Independent Medical System Commercial PPO $337.54 ↑ +0%
United Healthcare Charter $349.86 ↑ +4%
United Healthcare Nexus $349.86 ↑ +4%
Curative Commercial $365.66 ↑ +8%
United Healthcare Commercial Broad $388.73 ↑ +15%
Humana Commercial PPO $393.79 ↑ +17%
HealthSmart Accel Network $393.79 ↑ +17%
Optum Commercial $393.79 ↑ +17%
First Health PPO $393.79 ↑ +17%
HealthSmart Preferred Network $421.92 ↑ +25%
Private Health Care System PHCS Network $421.92 ↑ +25%
Blue Cross Blue Shield City of Dallas $425.90 ↑ +26%
Blue Cross Blue Shield Blue Essentials (HMO) $449.44 ↑ +33%
Blue Cross Blue Shield BlueChoice (PPO) $472.98 ↑ +40%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lower Back (Lumbar Spine) X-ray at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $337.54 $40.10 – $421.92
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $384.07 $79.05 – $576.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $474.69 $40.10 – $593.36
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $337.54 $40.10 – $421.92
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $384.07 $42.91 – $576.10
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $384.07 $40.10 – $576.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $337.54 $40.10 – $421.92
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $337.54 $40.10 – $421.92

All Texas hospitals for this procedure →