X-ray exam of arm infant at St. Luke's Health - Patients Medical Center

4600 E. Sam Houston Parkway South, Pasadena, TX · CommonSpirit Health · · NPI 1407990088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$41.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$117.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.57 with Aetna-Kelsey Care vs $326.82 with UNITED — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna-Kelsey Care Commercial|HMO $69.57 ↑ +69%
Cigna Lifesource Commercial|Transplant $70.74 ↑ +71%
Cigna Commercial|Surefit $75.75 ↑ +84%
First Health Commercial|All Plans $76.64 ↑ +86%
Coventry Commercial|PPO $76.64 ↑ +86%
Aetna Commercial|HMO $80.18 ↑ +94%
Cigna Commercial|Transplant $82.53 ↑ +100%
Healthsmart Commercial|PPO $82.53 ↑ +100%
Cigna Commercial|HMO $83.42 ↑ +102%
MultiPlan Commercial|All Plans $88.43 ↑ +114%
CHC Medicaid|All Plans $99.51 ↑ +141%
TCHP Medicaid|All Plans $99.51 ↑ +141%
Cigna Commercial|PPO $102.38 ↑ +148%
Wellpoint Medicaid|All Plans $104.75 ↑ +154%
BCBS Medicare|All Plans $106.51 ↑ +158%
HUMANA Medicare|All Plans $106.51 ↑ +158%
CIGNA-HEALTHSPRING Medicare|All Plans $106.51 ↑ +158%
KELSEY Medicare|All Plans $106.51 ↑ +158%
UNITED Medicaid|All Other Plans $106.84 ↑ +159%
UNITED Medicare|All Plans $108.64 ↑ +163%
AETNA Medicare|All Plans $108.64 ↑ +163%
AMERIVANTAGE Medicare|All Plans $109.71 ↑ +166%
SCANHealth Medicare|All Plans $113.97 ↑ +176%
DEVOTED Medicare|All Plans $113.97 ↑ +176%
BCBS - TX Commercial|MyBlue Health Exchange $117.90 ↑ +186%
BCBS-TX Commercial|PPO $117.90 ↑ +186%
BCBS-TX Commercial|Exchange $117.90 ↑ +186%
BCBS-TX Commercial|HMO $117.90 ↑ +186%
BCBS-TX Commercial|Blue Premier $117.90 ↑ +186%
United Commercial|Exchange $140.00 ↑ +239%
UNITED Medicaid|STAR $143.51 ↑ +248%
Community Health Choice Commercial|Exchange $159.76 ↑ +287%
Ambetter Commercial|All Plans $159.76 ↑ +287%
Wellpoint Commercial|Exchange $159.77 ↑ +287%
Bright Health Commercial|All Plans $182.06 ↑ +341%
United Commercial|Charter $209.00 ↑ +406%
United Commercial|HMO $230.00 ↑ +457%
United Commercial|PPO $230.00 ↑ +457%
UNITED Medicaid|STARPLUS $326.82 ↑ +692%

Visitor-reported prices

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X-ray exam of arm infant at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON SOUTHEAST PASADENA not published $87.12 – $197.26
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $113.43 $68.06 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $248.44 $51.14 – $372.66
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $253.40 $99.77 – $316.75
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $113.43 $88.85 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $248.44 $99.77 – $372.66
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $248.44 $104.75 – $372.66
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $253.40 $99.77 – $380.11

All Texas hospitals for this procedure →