Pt evaluation moderate complexity patient/family at St. Luke's Health - Patients Medical Center

4600 E. Sam Houston Parkway South, Pasadena, TX · CommonSpirit Health · · NPI 1407990088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$271.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$776.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$100.00 with Cigna vs $582.00 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial|PPO $100.00 ↓ -63%
Cigna Commercial|Surefit $100.00 ↓ -63%
Cigna Commercial|HMO $100.00 ↓ -63%
BCBS - TX Commercial|MyBlue Health Exchange $126.28 ↓ -54%
BCBS-TX Commercial|Exchange $146.17 ↓ -46%
BCBS-TX Commercial|Blue Premier $183.36 ↓ -32%
BCBS-TX Commercial|HMO $242.17 ↓ -11%
BCBS-TX Commercial|PPO $275.04 ↑ +1%
United Commercial|Exchange $293.00 ↑ +8%
United Commercial|Charter $434.00 ↑ +60%
Cigna Lifesource Commercial|Transplant $465.60 ↑ +71%
United Commercial|PPO $480.00 ↑ +77%
United Commercial|HMO $480.00 ↑ +77%
First Health Commercial|All Plans $504.40 ↑ +86%
Coventry Commercial|PPO $504.40 ↑ +86%
Cigna Commercial|Transplant $543.20 ↑ +100%
Healthsmart Commercial|PPO $543.20 ↑ +100%
MultiPlan Commercial|All Plans $582.00 ↑ +114%

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON SOUTHEAST PASADENA not published $84.58 – $298.07
Adventhealth Rollins Brook Lampasas $554.20 $332.99 – $332.99
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $285.10 $80.78 – $403.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $332.36 $68.41 – $498.55
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $352.31 $70.46 – $440.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $285.10 $76.03 – $403.89
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $332.36 $106.69 – $498.55
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $332.36 $155.00 – $498.55

All Texas hospitals for this procedure →