#cf-97variants at St. Luke's Health - Patients Medical Center

4600 E. Sam Houston Parkway South, Pasadena, TX · CommonSpirit Health · · NPI 1407990088

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$37.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$107.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.13 with Aetna-Kelsey Care vs $2,004.12 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna-Kelsey Care Commercial|HMO $63.13 ↑ +69%
Cigna Lifesource Commercial|Transplant $64.20 ↑ +71%
Coventry Commercial|PPO $69.55 ↑ +86%
First Health Commercial|All Plans $69.55 ↑ +86%
Aetna Commercial|HMO $72.76 ↑ +94%
Cigna Commercial|Transplant $74.90 ↑ +100%
Healthsmart Commercial|PPO $74.90 ↑ +100%
MultiPlan Commercial|All Plans $80.25 ↑ +114%
BCBS-TX Commercial|HMO $107.00 ↑ +186%
BCBS - TX Commercial|MyBlue Health Exchange $107.00 ↑ +186%
HUMANA Medicare|All Plans $107.00 ↑ +186%
KELSEY Medicare|All Plans $107.00 ↑ +186%
CIGNA-HEALTHSPRING Medicare|All Plans $107.00 ↑ +186%
BCBS Medicare|All Plans $107.00 ↑ +186%
BCBS-TX Commercial|PPO $107.00 ↑ +186%
BCBS-TX Commercial|Exchange $107.00 ↑ +186%
BCBS-TX Commercial|Blue Premier $107.00 ↑ +186%
AETNA Medicare|All Plans $109.14 ↑ +191%
UNITED Medicare|All Plans $109.14 ↑ +191%
AMERIVANTAGE Medicare|All Plans $110.21 ↑ +194%
DEVOTED Medicare|All Plans $114.49 ↑ +206%
SCANHealth Medicare|All Plans $114.49 ↑ +206%
Ambetter Commercial|All Plans $160.50 ↑ +329%
Wellpoint Commercial|Exchange $160.50 ↑ +329%
Community Health Choice Commercial|Exchange $160.50 ↑ +329%
Bright Health Commercial|All Plans $176.55 ↑ +371%
TCHP Medicaid|All Plans $444.16 ↑ +1086%
CHC Medicaid|All Plans $444.16 ↑ +1086%
Wellpoint Medicaid|All Plans $467.54 ↑ +1148%
UNITED Medicaid|All Other Plans $476.89 ↑ +1173%
UNITED Medicaid|STAR $640.53 ↑ +1610%
United Commercial|HMO $834.90 ↑ +2129%
United Commercial|PPO $834.90 ↑ +2129%
United Commercial|Exchange $834.90 ↑ +2129%
United Commercial|Charter $834.90 ↑ +2129%
Cigna Commercial|Surefit $1,328.46 ↑ +3447%
UNITED Medicaid|STARPLUS $1,458.72 ↑ +3795%
Cigna Commercial|HMO $1,465.88 ↑ +3814%
Cigna Commercial|PPO $2,004.12 ↑ +5251%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

#cf-97variants at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON SOUTHEAST PASADENA not published $458.19 – $2,290.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,220.78 $10.00 – $1,335.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $855.82 $12.00 – $1,335.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $687.08 $12.00 – $1,335.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,220.78 $10.00 – $1,335.84
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $855.82 $12.00 – $1,335.84
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $855.82 $8.00 – $1,335.84
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $687.08 $12.00 – $1,335.84

All Texas hospitals for this procedure →