X-ray wrist 2 views (both sides) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.09 with United vs $1,305.50 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $34.09
United STARPerinate $34.09
Parkland Community Health Plan MCD $34.09
United STARPLUS $34.09
United STARKids $34.09
United STAR $34.09
Amerigroup CHIP $34.09
Amerigroup MGMCD $34.09
Cigna Healthspring MGMCD $35.79
Aetna Better Health CHIP $36.82
Aetna Better Health MCD $36.82
Molina CHIP $37.50
Molina MCDSTAR $37.50
Molina STARKIDS $37.50
Molina STAR+PLUS $37.50
Humana MGMCD $42.61
Aetna QHPHIX $43.14
Aetna NewBusiness $59.14
Aetna COMM $63.36
Aetna Meritain $63.36
Aetna OON $74.31
United NarrowNetworkIndivExchange $83.86
United SmallGroup $83.86
Humana COMM $90.94
Superior Health Plan STARHealth $91.39
Superior Health Plan CHIP $91.39
Superior Health Plan STARKids $91.39
Superior Health Plan MCDSTAR $91.39
Superior Health Plan STARPLUS $91.39
BCBS BluePremier $94.97
Cigna LocalPlus $100.48
Cigna NewBusiness $100.58
BCBS BlueAdvantageHMO $104.55
BCBS MyBlueHealth $104.55
Cigna OpenAccessPlus $112.22
Cigna HMO $112.22
Cigna NetworkBenefit $112.22
Cigna AllOther $142.03
Cigna IFP $176.24
United AllPayerAppendix $182.03
Cigna QHP $182.77
United OptionsPPO $244.13
BCBS BlueEssentialsAccess $310.46
BCBS BlueEssentials $310.46
Healthcare Highways NarrowNetwork $319.85
BCBS EPOSOA $325.62
Evry Health COMM $336.82
Unicare CHIP $339.43
BCBS PPO $340.79
Healthcare Highways CityofPlano $441.26
City of McKinney COMM $456.93
Curative Administrators COMM $522.20
BCBS Traditional $579.64
Fidelis SecureCare MGMCR $587.48
National ChoiceCare WCOMP $652.75
Aetna ASA $688.00
PC Texas Partners WCOMP $718.02
Aetna WCOMP $718.02
Rockport Health Group WORKERSCOMP $718.02
Physicians Coop of TX MGMCR $718.02
Averde Health, Inc PPO $757.19
Value Options Behavioral Health COMM $783.30
Magellan BH Pinnacle $783.30
Magellan BH Summit $783.30
Humana BHCOMM $848.58
Multiplan PHCS PrimaryNetwork $913.85
Mega Life MGMCRPPO $913.85
Coastal Comp Health Networks WCOMP $913.85
Aetna Coventry First Health COMM $949.10
LEWISVILLE ISD/DLS CONSULTING COMMPPO $979.13
Cigna Behavioral Health COMM $1,044.40
HealthSmart Preferred Care PPO $1,044.40
USA Managed Care COMM $1,044.40
ComPsych Corporation COMM $1,044.40
Galaxy Health Network PPO $1,109.67
Unicare MCD $1,305.50
National Healthcare Solutions COMM $1,305.50
Independent Medical Systems COMM $1,305.50

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray wrist 2 views (both sides) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $292.17 $34.09 – $365.21
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $292.17 $34.09 – $365.21
Adventhealth Rollins Brook Lampasas $470.16 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $292.17 $34.09 – $365.21
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $268.49 $55.27 – $402.74
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $318.11 $34.09 – $397.63
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $292.17 $34.09 – $365.21
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $268.49 $36.48 – $402.74

All Texas hospitals for this procedure →