X-ray thoracic spine 3 views at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.76 with United vs $2,197.53 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $39.76
Parkland Community Health Plan MCD $39.76
Amerigroup MGMCD $39.76
Amerigroup CHIP $39.76
United STARPerinate $39.76
United STARPLUS $39.76
United STARKids $39.76
United CHIP $39.76
Cigna Healthspring MGMCD $41.75
Aetna Better Health CHIP $42.94
Aetna Better Health MCD $42.94
Molina MCDSTAR $43.74
Molina CHIP $43.74
Molina STAR+PLUS $43.74
Molina STARKIDS $43.74
Aetna QHPHIX $47.64
Humana MGMCD $49.70
Aetna NewBusiness $65.32
Aetna Meritain $69.97
Aetna COMM $69.97
Aetna OON $82.07
Humana COMM $95.20
Cigna LocalPlus $110.78
Cigna NewBusiness $110.89
Cigna HMO $123.74
Cigna NetworkBenefit $123.74
Cigna OpenAccessPlus $123.74
BCBS BluePremier $133.38
BCBS BlueAdvantageHMO $146.82
BCBS MyBlueHealth $146.82
Superior Health Plan STARPLUS $153.83
Superior Health Plan STARKids $153.83
Superior Health Plan CHIP $153.83
Superior Health Plan MCDSTAR $153.83
Superior Health Plan STARHealth $153.83
United SmallGroup $154.52
United NarrowNetworkIndivExchange $154.52
Cigna AllOther $156.61
United AllPayerAppendix $245.18
Cigna IFP $296.67
Cigna QHP $307.65
United OptionsPPO $410.94
BCBS BlueEssentialsAccess $435.99
BCBS BlueEssentials $435.99
BCBS EPOSOA $457.29
BCBS PPO $478.58
Healthcare Highways NarrowNetwork $538.39
Evry Health COMM $566.96
Unicare CHIP $571.36
Healthcare Highways CityofPlano $742.77
City of McKinney COMM $769.14
Curative Administrators COMM $879.01
BCBS Traditional $975.70
Fidelis SecureCare MGMCR $988.89
National ChoiceCare WCOMP $1,098.77
Aetna ASA $1,158.10
Physicians Coop of TX MGMCR $1,208.64
Rockport Health Group WORKERSCOMP $1,208.64
Aetna WCOMP $1,208.64
PC Texas Partners WCOMP $1,208.64
Averde Health, Inc PPO $1,274.57
Magellan BH Pinnacle $1,318.52
Magellan BH Summit $1,318.52
Value Options Behavioral Health COMM $1,318.52
Humana BHCOMM $1,428.39
Mega Life MGMCRPPO $1,538.27
Coastal Comp Health Networks WCOMP $1,538.27
Multiplan PHCS PrimaryNetwork $1,538.27
Aetna Coventry First Health COMM $1,597.60
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,648.15
USA Managed Care COMM $1,758.02
HealthSmart Preferred Care PPO $1,758.02
Cigna Behavioral Health COMM $1,758.02
ComPsych Corporation COMM $1,758.02
Galaxy Health Network PPO $1,867.90
National Healthcare Solutions COMM $2,197.53
Independent Medical Systems COMM $2,197.53
Unicare MCD $2,197.53

Visitor-reported prices

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X-ray thoracic spine 3 views at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $395.95 $39.76 – $494.93
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $395.95 $39.76 – $494.93
Adventhealth Rollins Brook Lampasas $822.20 $431.51 – $431.51
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $395.95 $39.76 – $494.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $450.25 $92.68 – $675.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $508.78 $39.76 – $635.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $395.95 $39.76 – $494.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $450.25 $42.54 – $675.38

All Texas hospitals for this procedure →