X-ray thoracic spine 2 views at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.08 with United vs $1,868.89 with Unicare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $33.08
United STAR $33.08
Parkland Community Health Plan MCD $33.08
United STARKids $33.08
Amerigroup MGMCD $33.08
United STARPLUS $33.08
United STARPerinate $33.08
Amerigroup CHIP $33.08
Cigna Healthspring MGMCD $34.73
Aetna Better Health CHIP $35.73
Aetna Better Health MCD $35.73
Molina MCDSTAR $36.39
Molina STAR+PLUS $36.39
Molina STARKIDS $36.39
Molina CHIP $36.39
Aetna QHPHIX $38.63
Humana MGMCD $41.35
Aetna NewBusiness $52.97
Aetna Meritain $56.74
Aetna COMM $56.74
Aetna OON $66.55
Cigna LocalPlus $90.13
Cigna NewBusiness $90.22
Humana COMM $90.94
Cigna HMO $100.67
Cigna NetworkBenefit $100.67
Cigna OpenAccessPlus $100.67
Cigna AllOther $127.40
Superior Health Plan STARPLUS $130.82
Superior Health Plan STARHealth $130.82
Superior Health Plan MCDSTAR $130.82
Superior Health Plan STARKids $130.82
Superior Health Plan CHIP $130.82
BCBS BluePremier $133.38
BCBS MyBlueHealth $146.82
BCBS BlueAdvantageHMO $146.82
United SmallGroup $154.52
United NarrowNetworkIndivExchange $154.52
United AllPayerAppendix $245.18
Cigna IFP $252.30
Cigna QHP $261.64
United OptionsPPO $349.48
BCBS BlueEssentials $435.99
BCBS BlueEssentialsAccess $435.99
BCBS EPOSOA $457.29
Healthcare Highways NarrowNetwork $457.88
BCBS PPO $478.58
Evry Health COMM $482.17
Unicare CHIP $485.91
Healthcare Highways CityofPlano $631.68
City of McKinney COMM $654.11
Curative Administrators COMM $747.56
BCBS Traditional $829.79
Fidelis SecureCare MGMCR $841.00
National ChoiceCare WCOMP $934.45
Aetna ASA $984.91
Rockport Health Group WORKERSCOMP $1,027.89
PC Texas Partners WCOMP $1,027.89
Physicians Coop of TX MGMCR $1,027.89
Aetna WCOMP $1,027.89
Averde Health, Inc PPO $1,083.96
Value Options Behavioral Health COMM $1,121.33
Magellan BH Pinnacle $1,121.33
Magellan BH Summit $1,121.33
Humana BHCOMM $1,214.78
Coastal Comp Health Networks WCOMP $1,308.22
Mega Life MGMCRPPO $1,308.22
Multiplan PHCS PrimaryNetwork $1,308.22
Aetna Coventry First Health COMM $1,358.68
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,401.67
Cigna Behavioral Health COMM $1,495.11
USA Managed Care COMM $1,495.11
ComPsych Corporation COMM $1,495.11
HealthSmart Preferred Care PPO $1,495.11
Galaxy Health Network PPO $1,588.56
Independent Medical Systems COMM $1,868.89
National Healthcare Solutions COMM $1,868.89
Unicare MCD $1,868.89

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray thoracic spine 2 views at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $312.80 $33.08 – $391.00
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $312.80 $33.08 – $391.00
Adventhealth Rollins Brook Lampasas $670.05 $431.51 – $431.51
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $312.80 $33.08 – $391.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $403.23 $83.00 – $604.85
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $403.23 $33.08 – $504.04
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $312.80 $33.08 – $391.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $403.23 $35.40 – $604.85

All Texas hospitals for this procedure →