X-ray sternum > 2 views at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.75 with Amerigroup vs $1,387.26 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerigroup CHIP $33.75
United STAR $33.75
Parkland Community Health Plan MCD $33.75
United STARKids $33.75
United CHIP $33.75
United STARPLUS $33.75
United STARPerinate $33.75
Amerigroup MGMCD $33.75
Cigna Healthspring MGMCD $35.44
Aetna Better Health MCD $36.45
Aetna Better Health CHIP $36.45
Molina CHIP $37.13
Molina MCDSTAR $37.13
Molina STARKIDS $37.13
Molina STAR+PLUS $37.13
Aetna QHPHIX $40.88
Humana MGMCD $42.19
Aetna NewBusiness $56.05
Aetna Meritain $60.05
Aetna COMM $60.05
Aetna OON $70.43
Humana COMM $78.12
United SmallGroup $83.86
United NarrowNetworkIndivExchange $83.86
Cigna LocalPlus $94.02
Cigna NewBusiness $94.11
BCBS BluePremier $94.97
Superior Health Plan STARHealth $97.11
Superior Health Plan MCDSTAR $97.11
Superior Health Plan STARPLUS $97.11
Superior Health Plan CHIP $97.11
Superior Health Plan STARKids $97.11
BCBS BlueAdvantageHMO $104.55
BCBS MyBlueHealth $104.55
Cigna NetworkBenefit $105.01
Cigna HMO $105.01
Cigna OpenAccessPlus $105.01
Cigna AllOther $132.90
United AllPayerAppendix $182.03
Cigna IFP $187.28
Cigna QHP $194.22
United OptionsPPO $259.42
BCBS BlueEssentialsAccess $310.46
BCBS BlueEssentials $310.46
BCBS EPOSOA $325.62
Healthcare Highways NarrowNetwork $339.88
BCBS PPO $340.79
Evry Health COMM $357.91
Unicare CHIP $360.69
Healthcare Highways CityofPlano $468.89
City of McKinney COMM $485.54
Curative Administrators COMM $554.90
BCBS Traditional $615.94
Fidelis SecureCare MGMCR $624.27
National ChoiceCare WCOMP $693.63
Aetna ASA $731.09
Physicians Coop of TX MGMCR $762.99
Rockport Health Group WORKERSCOMP $762.99
Aetna WCOMP $762.99
PC Texas Partners WCOMP $762.99
Averde Health, Inc PPO $804.61
Magellan BH Pinnacle $832.36
Value Options Behavioral Health COMM $832.36
Magellan BH Summit $832.36
Humana BHCOMM $901.72
Mega Life MGMCRPPO $971.08
Coastal Comp Health Networks WCOMP $971.08
Multiplan PHCS PrimaryNetwork $971.08
Aetna Coventry First Health COMM $1,008.54
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,040.44
Cigna Behavioral Health COMM $1,109.81
HealthSmart Preferred Care PPO $1,109.81
USA Managed Care COMM $1,109.81
ComPsych Corporation COMM $1,109.81
Galaxy Health Network PPO $1,179.17
National Healthcare Solutions COMM $1,387.26
Independent Medical Systems COMM $1,387.26
Unicare MCD $1,387.26

Visitor-reported prices

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X-ray sternum > 2 views at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $218.24 $33.75 – $272.80
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $218.24 $33.75 – $272.80
Adventhealth Rollins Brook Lampasas $513.31 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $218.24 $33.75 – $272.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $264.39 $54.42 – $396.58
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $331.66 $33.75 – $414.58
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $218.24 $33.75 – $272.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $264.39 $36.11 – $396.58

All Texas hospitals for this procedure →