X-ray sternoclavicular joint(s) > 3 views at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.44 with United vs $1,334.26 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $41.44
United CHIP $41.44
Parkland Community Health Plan MCD $41.44
United STARPerinate $41.44
United STARPLUS $41.44
Amerigroup CHIP $41.44
United STARKids $41.44
Amerigroup MGMCD $41.44
Cigna Healthspring MGMCD $43.51
Aetna Better Health MCD $44.76
Aetna Better Health CHIP $44.76
Molina STARKIDS $45.58
Molina MCDSTAR $45.58
Molina CHIP $45.58
Molina STAR+PLUS $45.58
Humana MGMCD $51.80
Aetna QHPHIX $52.15
Aetna NewBusiness $71.50
Aetna COMM $76.59
Aetna Meritain $76.59
United SmallGroup $83.86
United NarrowNetworkIndivExchange $83.86
Aetna OON $89.83
Superior Health Plan STARPLUS $93.40
Superior Health Plan STARKids $93.40
Superior Health Plan CHIP $93.40
Superior Health Plan STARHealth $93.40
Superior Health Plan MCDSTAR $93.40
BCBS BluePremier $94.97
Humana COMM $99.46
BCBS MyBlueHealth $104.55
BCBS BlueAdvantageHMO $104.55
Cigna LocalPlus $119.81
Cigna NewBusiness $119.93
Cigna HMO $133.82
Cigna NetworkBenefit $133.82
Cigna OpenAccessPlus $133.82
Cigna AllOther $169.36
Cigna IFP $180.13
United AllPayerAppendix $182.03
Cigna QHP $186.80
United OptionsPPO $249.51
BCBS BlueEssentialsAccess $310.46
BCBS BlueEssentials $310.46
BCBS EPOSOA $325.62
Healthcare Highways NarrowNetwork $326.89
BCBS PPO $340.79
Evry Health COMM $344.24
Unicare CHIP $346.91
Healthcare Highways CityofPlano $450.98
City of McKinney COMM $466.99
Curative Administrators COMM $533.70
BCBS Traditional $592.41
Fidelis SecureCare MGMCR $600.42
National ChoiceCare WCOMP $667.13
Aetna ASA $703.16
Rockport Health Group WORKERSCOMP $733.84
Physicians Coop of TX MGMCR $733.84
PC Texas Partners WCOMP $733.84
Aetna WCOMP $733.84
Averde Health, Inc PPO $773.87
Value Options Behavioral Health COMM $800.56
Magellan BH Summit $800.56
Magellan BH Pinnacle $800.56
Humana BHCOMM $867.27
Mega Life MGMCRPPO $933.98
Coastal Comp Health Networks WCOMP $933.98
Multiplan PHCS PrimaryNetwork $933.98
Aetna Coventry First Health COMM $970.01
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,000.70
USA Managed Care COMM $1,067.41
ComPsych Corporation COMM $1,067.41
HealthSmart Preferred Care PPO $1,067.41
Cigna Behavioral Health COMM $1,067.41
Galaxy Health Network PPO $1,134.12
Independent Medical Systems COMM $1,334.26
National Healthcare Solutions COMM $1,334.26
Unicare MCD $1,334.26

Visitor-reported prices

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X-ray sternoclavicular joint(s) > 3 views at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $218.48 $41.44 – $273.10
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $218.48 $41.44 – $273.10
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $218.48 $41.44 – $273.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $218.48 $44.97 – $327.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $221.11 $41.44 – $276.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $218.48 $41.44 – $273.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $218.48 $44.34 – $327.72
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $218.48 $41.44 – $327.72

All Texas hospitals for this procedure →