X-ray skull < 4 views at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.09 with United vs $1,619.00 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $36.09
Parkland Community Health Plan MCD $36.09
Amerigroup MGMCD $36.09
Amerigroup CHIP $36.09
United STARPerinate $36.09
United STARPLUS $36.09
United STARKids $36.09
United CHIP $36.09
Cigna Healthspring MGMCD $37.89
Aetna Better Health CHIP $38.98
Aetna Better Health MCD $38.98
Molina MCDSTAR $39.70
Molina CHIP $39.70
Molina STAR+PLUS $39.70
Molina STARKIDS $39.70
Humana MGMCD $45.11
Aetna QHPHIX $45.39
Aetna NewBusiness $62.23
Aetna Meritain $66.66
Aetna COMM $66.66
Aetna OON $78.19
Humana COMM $95.20
Cigna LocalPlus $105.61
Cigna NewBusiness $105.71
Superior Health Plan STARKids $113.33
Superior Health Plan STARHealth $113.33
Superior Health Plan MCDSTAR $113.33
Superior Health Plan STARPLUS $113.33
Superior Health Plan CHIP $113.33
Cigna NetworkBenefit $117.96
Cigna OpenAccessPlus $117.96
Cigna HMO $117.96
BCBS BluePremier $133.38
BCBS MyBlueHealth $146.82
BCBS BlueAdvantageHMO $146.82
Cigna AllOther $149.29
United SmallGroup $154.52
United NarrowNetworkIndivExchange $154.52
Cigna IFP $218.56
Cigna QHP $226.66
United AllPayerAppendix $245.18
United OptionsPPO $302.75
Healthcare Highways NarrowNetwork $396.65
Evry Health COMM $417.70
Unicare CHIP $420.94
BCBS BlueEssentials $435.99
BCBS BlueEssentialsAccess $435.99
BCBS EPOSOA $457.29
BCBS PPO $478.58
Healthcare Highways CityofPlano $547.22
City of McKinney COMM $566.65
Curative Administrators COMM $647.60
BCBS Traditional $718.84
Fidelis SecureCare MGMCR $728.55
National ChoiceCare WCOMP $809.50
Aetna ASA $853.21
Rockport Health Group WORKERSCOMP $890.45
Aetna WCOMP $890.45
Physicians Coop of TX MGMCR $890.45
PC Texas Partners WCOMP $890.45
Averde Health, Inc PPO $939.02
Value Options Behavioral Health COMM $971.40
Magellan BH Pinnacle $971.40
Magellan BH Summit $971.40
Humana BHCOMM $1,052.35
Multiplan PHCS PrimaryNetwork $1,133.30
Mega Life MGMCRPPO $1,133.30
Coastal Comp Health Networks WCOMP $1,133.30
Aetna Coventry First Health COMM $1,177.01
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,214.25
USA Managed Care COMM $1,295.20
HealthSmart Preferred Care PPO $1,295.20
Cigna Behavioral Health COMM $1,295.20
ComPsych Corporation COMM $1,295.20
Galaxy Health Network PPO $1,376.15
Unicare MCD $1,619.00
National Healthcare Solutions COMM $1,619.00
Independent Medical Systems COMM $1,619.00

Visitor-reported prices

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X-ray skull < 4 views at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $277.54 $36.09 – $346.92
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $277.54 $36.09 – $346.92
Adventhealth Rollins Brook Lampasas $615.53 $431.51 – $431.51
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $277.54 $36.09 – $346.92
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $309.63 $63.73 – $464.44
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $312.96 $36.09 – $391.20
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $277.54 $36.09 – $346.92
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $309.63 $38.62 – $464.44

All Texas hospitals for this procedure →