X-ray ribs w/posterior anterior chest 3 views left at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.44 with United vs $1,718.94 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $42.44
Parkland Community Health Plan MCD $42.44
Amerigroup MGMCD $42.44
Amerigroup CHIP $42.44
United STARPerinate $42.44
United STARPLUS $42.44
United STARKids $42.44
United CHIP $42.44
Cigna Healthspring MGMCD $44.56
Aetna Better Health CHIP $45.84
Aetna Better Health MCD $45.84
Molina MCDSTAR $46.68
Molina CHIP $46.68
Molina STAR+PLUS $46.68
Molina STARKIDS $46.68
Aetna QHPHIX $49.33
Humana MGMCD $53.05
Aetna NewBusiness $67.64
Aetna Meritain $72.46
Aetna COMM $72.46
Aetna OON $84.98
Humana COMM $98.07
Cigna LocalPlus $114.67
Cigna NewBusiness $114.79
Superior Health Plan STARKids $120.33
Superior Health Plan STARHealth $120.33
Superior Health Plan MCDSTAR $120.33
Superior Health Plan STARPLUS $120.33
Superior Health Plan CHIP $120.33
Cigna NetworkBenefit $128.08
Cigna OpenAccessPlus $128.08
Cigna HMO $128.08
BCBS BluePremier $133.38
BCBS MyBlueHealth $146.82
BCBS BlueAdvantageHMO $146.82
United NarrowNetworkIndivExchange $154.52
United SmallGroup $154.52
Cigna AllOther $162.11
Cigna IFP $232.06
Cigna QHP $240.65
United AllPayerAppendix $245.18
United OptionsPPO $321.44
Healthcare Highways NarrowNetwork $421.14
BCBS BlueEssentialsAccess $435.99
BCBS BlueEssentials $435.99
Evry Health COMM $443.49
Unicare CHIP $446.92
BCBS EPOSOA $457.29
BCBS PPO $478.58
Healthcare Highways CityofPlano $581.00
City of McKinney COMM $601.63
Curative Administrators COMM $687.58
BCBS Traditional $763.21
Fidelis SecureCare MGMCR $773.52
National ChoiceCare WCOMP $859.47
Aetna ASA $905.88
Rockport Health Group WORKERSCOMP $945.42
Aetna WCOMP $945.42
Physicians Coop of TX MGMCR $945.42
PC Texas Partners WCOMP $945.42
Averde Health, Inc PPO $996.99
Value Options Behavioral Health COMM $1,031.36
Magellan BH Pinnacle $1,031.36
Magellan BH Summit $1,031.36
Humana BHCOMM $1,117.31
Multiplan PHCS PrimaryNetwork $1,203.26
Mega Life MGMCRPPO $1,203.26
Coastal Comp Health Networks WCOMP $1,203.26
Aetna Coventry First Health COMM $1,249.67
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,289.20
USA Managed Care COMM $1,375.15
HealthSmart Preferred Care PPO $1,375.15
Cigna Behavioral Health COMM $1,375.15
ComPsych Corporation COMM $1,375.15
Galaxy Health Network PPO $1,461.10
Unicare MCD $1,718.94
National Healthcare Solutions COMM $1,718.94
Independent Medical Systems COMM $1,718.94

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray ribs w/posterior anterior chest 3 views left at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $394.69 $42.44 – $493.37
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $394.69 $42.44 – $493.37
Adventhealth Rollins Brook Lampasas $788.15 $431.51 – $431.51
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $394.69 $42.44 – $493.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $394.69 $81.24 – $592.04
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $370.58 $42.44 – $463.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $394.69 $42.44 – $493.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $394.69 $45.41 – $592.04

All Texas hospitals for this procedure →