X-ray ribs 2 views left at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.75 with United vs $1,417.56 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $36.75
United STARPerinate $36.75
Parkland Community Health Plan MCD $36.75
United STARPLUS $36.75
United STARKids $36.75
United STAR $36.75
Amerigroup CHIP $36.75
Amerigroup MGMCD $36.75
Cigna Healthspring MGMCD $38.59
Aetna Better Health MCD $39.69
Aetna Better Health CHIP $39.69
Molina STAR+PLUS $40.43
Molina CHIP $40.43
Molina MCDSTAR $40.43
Molina STARKIDS $40.43
Aetna QHPHIX $43.70
Humana MGMCD $45.94
Aetna NewBusiness $59.92
Aetna Meritain $64.18
Aetna COMM $64.18
Aetna OON $75.28
United NarrowNetworkIndivExchange $83.86
United SmallGroup $83.86
Humana COMM $88.07
BCBS BluePremier $94.97
Superior Health Plan MCDSTAR $99.23
Superior Health Plan STARKids $99.23
Superior Health Plan STARHealth $99.23
Superior Health Plan STARPLUS $99.23
Superior Health Plan CHIP $99.23
Cigna LocalPlus $101.76
Cigna NewBusiness $101.86
BCBS BlueAdvantageHMO $104.55
BCBS MyBlueHealth $104.55
Cigna OpenAccessPlus $113.66
Cigna HMO $113.66
Cigna NetworkBenefit $113.66
Cigna AllOther $143.85
United AllPayerAppendix $182.03
Cigna IFP $191.37
Cigna QHP $198.46
United OptionsPPO $265.08
BCBS BlueEssentialsAccess $310.46
BCBS BlueEssentials $310.46
BCBS EPOSOA $325.62
BCBS PPO $340.79
Healthcare Highways NarrowNetwork $347.30
Evry Health COMM $365.73
Unicare CHIP $368.57
Healthcare Highways CityofPlano $479.14
City of McKinney COMM $496.15
Curative Administrators COMM $567.02
BCBS Traditional $629.40
Fidelis SecureCare MGMCR $637.90
National ChoiceCare WCOMP $708.78
Aetna ASA $747.05
PC Texas Partners WCOMP $779.66
Aetna WCOMP $779.66
Rockport Health Group WORKERSCOMP $779.66
Physicians Coop of TX MGMCR $779.66
Averde Health, Inc PPO $822.18
Value Options Behavioral Health COMM $850.54
Magellan BH Pinnacle $850.54
Magellan BH Summit $850.54
Humana BHCOMM $921.41
Multiplan PHCS PrimaryNetwork $992.29
Mega Life MGMCRPPO $992.29
Coastal Comp Health Networks WCOMP $992.29
Aetna Coventry First Health COMM $1,030.57
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,063.17
Cigna Behavioral Health COMM $1,134.05
HealthSmart Preferred Care PPO $1,134.05
USA Managed Care COMM $1,134.05
ComPsych Corporation COMM $1,134.05
Galaxy Health Network PPO $1,204.93
Unicare MCD $1,417.56
National Healthcare Solutions COMM $1,417.56
Independent Medical Systems COMM $1,417.56

Visitor-reported prices

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X-ray ribs 2 views left at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $296.32 $36.75 – $370.40
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $296.32 $36.75 – $370.40
Adventhealth Rollins Brook Lampasas $452.21 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $296.32 $36.75 – $370.40
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $362.86 $74.69 – $544.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $385.50 $36.75 – $481.88
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $296.32 $36.75 – $370.40
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $362.86 $39.32 – $544.29

All Texas hospitals for this procedure →