X-ray optic foramina at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.76 with United vs $1,505.41 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $37.76
Parkland Community Health Plan MCD $37.76
Amerigroup MGMCD $37.76
Amerigroup CHIP $37.76
United STARPerinate $37.76
United CHIP $37.76
United STARPLUS $37.76
United STARKids $37.76
Cigna Healthspring MGMCD $39.65
Aetna Better Health CHIP $40.78
Aetna Better Health MCD $40.78
Molina STAR+PLUS $41.54
Molina STARKIDS $41.54
Molina MCDSTAR $41.54
Molina CHIP $41.54
Aetna QHPHIX $45.95
Humana MGMCD $47.20
Aetna NewBusiness $63.00
Aetna COMM $67.49
Aetna Meritain $67.49
Aetna OON $79.16
United SmallGroup $83.86
United NarrowNetworkIndivExchange $83.86
BCBS BluePremier $94.97
Humana COMM $98.07
Cigna LocalPlus $104.33
Cigna NewBusiness $104.43
BCBS MyBlueHealth $104.55
BCBS BlueAdvantageHMO $104.55
Superior Health Plan CHIP $105.38
Superior Health Plan STARPLUS $105.38
Superior Health Plan STARKids $105.38
Superior Health Plan MCDSTAR $105.38
Superior Health Plan STARHealth $105.38
Cigna NetworkBenefit $116.52
Cigna HMO $116.52
Cigna OpenAccessPlus $116.52
Cigna AllOther $147.48
United AllPayerAppendix $182.03
Cigna IFP $203.23
Cigna QHP $210.76
United OptionsPPO $281.51
BCBS BlueEssentialsAccess $310.46
BCBS BlueEssentials $310.46
BCBS EPOSOA $325.62
BCBS PPO $340.79
Healthcare Highways NarrowNetwork $368.83
Evry Health COMM $388.40
Unicare CHIP $391.41
Healthcare Highways CityofPlano $508.83
City of McKinney COMM $526.89
Curative Administrators COMM $602.16
BCBS Traditional $668.40
Fidelis SecureCare MGMCR $677.43
National ChoiceCare WCOMP $752.71
Aetna ASA $793.35
Physicians Coop of TX MGMCR $827.98
Aetna WCOMP $827.98
Rockport Health Group WORKERSCOMP $827.98
PC Texas Partners WCOMP $827.98
Averde Health, Inc PPO $873.14
Value Options Behavioral Health COMM $903.25
Magellan BH Pinnacle $903.25
Magellan BH Summit $903.25
Humana BHCOMM $978.52
Multiplan PHCS PrimaryNetwork $1,053.79
Mega Life MGMCRPPO $1,053.79
Coastal Comp Health Networks WCOMP $1,053.79
Aetna Coventry First Health COMM $1,094.43
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,129.06
Cigna Behavioral Health COMM $1,204.33
HealthSmart Preferred Care PPO $1,204.33
USA Managed Care COMM $1,204.33
ComPsych Corporation COMM $1,204.33
Galaxy Health Network PPO $1,279.60
Unicare MCD $1,505.41
National Healthcare Solutions COMM $1,505.41
Independent Medical Systems COMM $1,505.41

Visitor-reported prices

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X-ray optic foramina at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $138.73 $37.76 – $225.11
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $138.73 $37.76 – $225.11
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $138.73 $37.76 – $225.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $200.74 $41.32 – $301.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $210.77 $37.76 – $263.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $138.73 $37.76 – $225.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $200.74 $40.40 – $301.10
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $200.74 $37.76 – $301.10

All Texas hospitals for this procedure →