X-ray lumbosacral spine >= 4 views at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.13 with United vs $2,470.14 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $52.13
Parkland Community Health Plan MCD $52.13
Amerigroup MGMCD $52.13
Amerigroup CHIP $52.13
United STARPerinate $52.13
United STARPLUS $52.13
United STARKids $52.13
United CHIP $52.13
Cigna Healthspring MGMCD $54.74
Aetna Better Health CHIP $56.30
Aetna Better Health MCD $56.30
Molina MCDSTAR $57.34
Molina CHIP $57.34
Molina STAR+PLUS $57.34
Molina STARKIDS $57.34
Aetna QHPHIX $65.10
Humana MGMCD $65.16
Aetna NewBusiness $89.26
Aetna Meritain $95.62
Aetna COMM $95.62
Aetna OON $112.15
Humana COMM $132.23
BCBS BluePremier $133.38
BCBS MyBlueHealth $146.82
BCBS BlueAdvantageHMO $146.82
Cigna LocalPlus $150.81
Cigna NewBusiness $150.96
United NarrowNetworkIndivExchange $154.52
United SmallGroup $154.52
Cigna HMO $168.45
Cigna OpenAccessPlus $168.45
Cigna NetworkBenefit $168.45
Superior Health Plan STARKids $172.91
Superior Health Plan STARHealth $172.91
Superior Health Plan MCDSTAR $172.91
Superior Health Plan STARPLUS $172.91
Superior Health Plan CHIP $172.91
Cigna AllOther $213.19
United AllPayerAppendix $245.18
Cigna IFP $333.47
Cigna QHP $345.82
BCBS BlueEssentialsAccess $435.99
BCBS BlueEssentials $435.99
BCBS EPOSOA $457.29
United OptionsPPO $461.92
BCBS PPO $478.58
Healthcare Highways NarrowNetwork $605.18
Evry Health COMM $637.30
Unicare CHIP $642.24
Healthcare Highways CityofPlano $834.91
City of McKinney COMM $864.55
Curative Administrators COMM $988.06
BCBS Traditional $1,096.74
Fidelis SecureCare MGMCR $1,111.56
National ChoiceCare WCOMP $1,235.07
Aetna ASA $1,301.76
Physicians Coop of TX MGMCR $1,358.58
Rockport Health Group WORKERSCOMP $1,358.58
Aetna WCOMP $1,358.58
PC Texas Partners WCOMP $1,358.58
Averde Health, Inc PPO $1,432.68
Magellan BH Summit $1,482.08
Value Options Behavioral Health COMM $1,482.08
Magellan BH Pinnacle $1,482.08
Humana BHCOMM $1,605.59
Multiplan PHCS PrimaryNetwork $1,729.10
Coastal Comp Health Networks WCOMP $1,729.10
Mega Life MGMCRPPO $1,729.10
Aetna Coventry First Health COMM $1,795.79
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,852.61
Cigna Behavioral Health COMM $1,976.11
HealthSmart Preferred Care PPO $1,976.11
ComPsych Corporation COMM $1,976.11
USA Managed Care COMM $1,976.11
Galaxy Health Network PPO $2,099.62
National Healthcare Solutions COMM $2,470.14
Independent Medical Systems COMM $2,470.14
Unicare MCD $2,470.14

Visitor-reported prices

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X-ray lumbosacral spine >= 4 views at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $475.04 $52.13 – $593.80
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $475.04 $52.13 – $593.80
Adventhealth Rollins Brook Lampasas $872.16 $431.51 – $431.51
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $475.04 $52.13 – $593.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $559.42 $115.15 – $839.13
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $626.63 $52.13 – $783.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $475.04 $52.13 – $593.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $559.42 $55.78 – $839.13

All Texas hospitals for this procedure →