X-ray l/s-spine bend vw only 2-3 vw at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.76 with United vs $2,673.08 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $40.76
United STAR $40.76
Parkland Community Health Plan MCD $40.76
United STARKids $40.76
Amerigroup MGMCD $40.76
United STARPLUS $40.76
United STARPerinate $40.76
Amerigroup CHIP $40.76
Cigna Healthspring MGMCD $42.80
Aetna Better Health CHIP $44.02
Aetna Better Health MCD $44.02
Molina MCDSTAR $44.84
Molina STAR+PLUS $44.84
Molina STARKIDS $44.84
Molina CHIP $44.84
Aetna QHPHIX $50.46
Humana MGMCD $50.95
Aetna NewBusiness $69.18
Aetna Meritain $74.11
Aetna COMM $74.11
Aetna OON $86.92
Cigna LocalPlus $115.96
Cigna NewBusiness $116.07
Humana COMM $117.98
Cigna NetworkBenefit $129.52
Cigna OpenAccessPlus $129.52
Cigna HMO $129.52
BCBS BluePremier $133.38
BCBS MyBlueHealth $146.82
BCBS BlueAdvantageHMO $146.82
United SmallGroup $154.52
United NarrowNetworkIndivExchange $154.52
Cigna AllOther $163.92
Superior Health Plan STARPLUS $187.12
Superior Health Plan CHIP $187.12
Superior Health Plan MCDSTAR $187.12
Superior Health Plan STARHealth $187.12
Superior Health Plan STARKids $187.12
United AllPayerAppendix $245.18
Cigna IFP $360.87
Cigna QHP $374.23
BCBS BlueEssentials $435.99
BCBS BlueEssentialsAccess $435.99
BCBS EPOSOA $457.29
BCBS PPO $478.58
United OptionsPPO $499.87
Healthcare Highways NarrowNetwork $654.90
Evry Health COMM $689.65
Unicare CHIP $695.00
Healthcare Highways CityofPlano $903.50
City of McKinney COMM $935.58
Curative Administrators COMM $1,069.23
BCBS Traditional $1,186.85
Fidelis SecureCare MGMCR $1,202.89
National ChoiceCare WCOMP $1,336.54
Aetna ASA $1,408.71
Rockport Health Group WORKERSCOMP $1,470.19
PC Texas Partners WCOMP $1,470.19
Physicians Coop of TX MGMCR $1,470.19
Aetna WCOMP $1,470.19
Averde Health, Inc PPO $1,550.39
Value Options Behavioral Health COMM $1,603.85
Magellan BH Pinnacle $1,603.85
Magellan BH Summit $1,603.85
Humana BHCOMM $1,737.50
Coastal Comp Health Networks WCOMP $1,871.16
Mega Life MGMCRPPO $1,871.16
Multiplan PHCS PrimaryNetwork $1,871.16
Aetna Coventry First Health COMM $1,943.33
LEWISVILLE ISD/DLS CONSULTING COMMPPO $2,004.81
Cigna Behavioral Health COMM $2,138.46
USA Managed Care COMM $2,138.46
ComPsych Corporation COMM $2,138.46
HealthSmart Preferred Care PPO $2,138.46
Galaxy Health Network PPO $2,272.12
Independent Medical Systems COMM $2,673.08
National Healthcare Solutions COMM $2,673.08
Unicare MCD $2,673.08

Visitor-reported prices

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X-ray l/s-spine bend vw only 2-3 vw at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $341.30 $40.76 – $426.63
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $341.30 $40.76 – $426.63
Adventhealth Rollins Brook Lampasas $814.45 $431.51 – $431.51
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $341.30 $40.76 – $426.63
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $468.26 $96.38 – $702.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $423.69 $40.76 – $529.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $341.30 $40.76 – $426.63
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $468.26 $43.61 – $702.39

All Texas hospitals for this procedure →