X-ray knee 3 views (both sides) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.10 with United vs $1,447.85 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $41.10
United CHIP $41.10
Parkland Community Health Plan MCD $41.10
United STARPLUS $41.10
Amerigroup MGMCD $41.10
United STAR $41.10
United STARKids $41.10
Amerigroup CHIP $41.10
Cigna Healthspring MGMCD $43.16
Aetna Better Health MCD $44.39
Aetna Better Health CHIP $44.39
Molina STARKIDS $45.21
Molina MCDSTAR $45.21
Molina CHIP $45.21
Molina STAR+PLUS $45.21
Humana MGMCD $51.38
Aetna QHPHIX $53.27
Aetna NewBusiness $73.04
Aetna COMM $78.25
Aetna Meritain $78.25
United SmallGroup $83.86
United NarrowNetworkIndivExchange $83.86
Aetna OON $91.77
BCBS BluePremier $94.97
Superior Health Plan STARKids $101.35
Superior Health Plan MCDSTAR $101.35
Superior Health Plan CHIP $101.35
Superior Health Plan STARPLUS $101.35
Superior Health Plan STARHealth $101.35
BCBS MyBlueHealth $104.55
BCBS BlueAdvantageHMO $104.55
Humana COMM $105.15
Cigna LocalPlus $122.42
Cigna NewBusiness $122.54
Cigna NetworkBenefit $136.73
Cigna HMO $136.73
Cigna OpenAccessPlus $136.73
Cigna AllOther $173.05
United AllPayerAppendix $182.03
Cigna IFP $195.46
Cigna QHP $202.70
United OptionsPPO $270.75
BCBS BlueEssentials $310.46
BCBS BlueEssentialsAccess $310.46
BCBS EPOSOA $325.62
BCBS PPO $340.79
Healthcare Highways NarrowNetwork $354.72
Evry Health COMM $373.55
Unicare CHIP $376.44
Healthcare Highways CityofPlano $489.37
City of McKinney COMM $506.75
Curative Administrators COMM $579.14
BCBS Traditional $642.85
Fidelis SecureCare MGMCR $651.53
National ChoiceCare WCOMP $723.92
Aetna ASA $763.02
Rockport Health Group WORKERSCOMP $796.32
Aetna WCOMP $796.32
Physicians Coop of TX MGMCR $796.32
PC Texas Partners WCOMP $796.32
Averde Health, Inc PPO $839.75
Value Options Behavioral Health COMM $868.71
Magellan BH Pinnacle $868.71
Magellan BH Summit $868.71
Humana BHCOMM $941.10
Multiplan PHCS PrimaryNetwork $1,013.50
Mega Life MGMCRPPO $1,013.50
Coastal Comp Health Networks WCOMP $1,013.50
Aetna Coventry First Health COMM $1,052.59
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,085.89
USA Managed Care COMM $1,158.28
HealthSmart Preferred Care PPO $1,158.28
Cigna Behavioral Health COMM $1,158.28
ComPsych Corporation COMM $1,158.28
Galaxy Health Network PPO $1,230.67
Unicare MCD $1,447.85
National Healthcare Solutions COMM $1,447.85
Independent Medical Systems COMM $1,447.85

Visitor-reported prices

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X-ray knee 3 views (both sides) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $319.24 $41.10 – $399.05
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $319.24 $41.10 – $399.05
Adventhealth Rollins Brook Lampasas $570.08 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $319.24 $41.10 – $399.05
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $347.83 $71.59 – $521.74
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $417.08 $41.10 – $521.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $319.24 $41.10 – $399.05
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $347.83 $43.98 – $521.74

All Texas hospitals for this procedure →