X-ray joint survey 1 view at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.11 with United vs $898.10 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPLUS $47.11
Parkland Community Health Plan MCD $47.11
Amerigroup MGMCD $47.11
United CHIP $47.11
Amerigroup CHIP $47.11
United STARPerinate $47.11
United STAR $47.11
United STARKids $47.11
Cigna Healthspring MGMCD $49.47
Aetna Better Health MCD $50.88
Aetna Better Health CHIP $50.88
Aetna QHPHIX $51.02
Molina CHIP $51.82
Molina STAR+PLUS $51.82
Molina STARKIDS $51.82
Molina MCDSTAR $51.82
Humana MGMCD $58.89
Superior Health Plan STARHealth $62.87
Superior Health Plan MCDSTAR $62.87
Superior Health Plan CHIP $62.87
Superior Health Plan STARKids $62.87
Superior Health Plan STARPLUS $62.87
Aetna NewBusiness $69.95
Aetna Meritain $74.94
Aetna COMM $74.94
Humana COMM $83.81
Aetna OON $87.89
Cigna LocalPlus $118.53
Cigna NewBusiness $118.64
Cigna IFP $121.24
Cigna QHP $125.73
Cigna OpenAccessPlus $132.38
Cigna NetworkBenefit $132.38
Cigna HMO $132.38
BCBS BluePremier $133.38
BCBS MyBlueHealth $146.82
BCBS BlueAdvantageHMO $146.82
United SmallGroup $154.52
United NarrowNetworkIndivExchange $154.52
Cigna AllOther $167.55
United OptionsPPO $167.94
Healthcare Highways NarrowNetwork $220.03
Evry Health COMM $231.71
Unicare CHIP $233.51
United AllPayerAppendix $245.18
Healthcare Highways CityofPlano $303.56
City of McKinney COMM $314.33
Curative Administrators COMM $359.24
BCBS Traditional $398.76
Fidelis SecureCare MGMCR $404.14
BCBS BlueEssentials $435.99
BCBS BlueEssentialsAccess $435.99
National ChoiceCare WCOMP $449.05
BCBS EPOSOA $457.29
Aetna ASA $473.30
BCBS PPO $478.58
PC Texas Partners WCOMP $493.95
Aetna WCOMP $493.95
Physicians Coop of TX MGMCR $493.95
Rockport Health Group WORKERSCOMP $493.95
Averde Health, Inc PPO $520.90
Value Options Behavioral Health COMM $538.86
Magellan BH Pinnacle $538.86
Magellan BH Summit $538.86
Humana BHCOMM $583.76
Coastal Comp Health Networks WCOMP $628.67
Mega Life MGMCRPPO $628.67
Multiplan PHCS PrimaryNetwork $628.67
Aetna Coventry First Health COMM $652.92
LEWISVILLE ISD/DLS CONSULTING COMMPPO $673.58
ComPsych Corporation COMM $718.48
Cigna Behavioral Health COMM $718.48
USA Managed Care COMM $718.48
HealthSmart Preferred Care PPO $718.48
Galaxy Health Network PPO $763.38
Unicare MCD $898.10
National Healthcare Solutions COMM $898.10
Independent Medical Systems COMM $898.10

Visitor-reported prices

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X-ray joint survey 1 view at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $124.24 $47.11 – $272.35
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $124.24 $47.11 – $272.35
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $124.24 $47.11 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $181.62 $37.38 – $272.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $190.70 $47.11 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $124.24 $47.11 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $181.62 $50.41 – $272.43
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $181.62 $47.11 – $272.43

All Texas hospitals for this procedure →