X-ray finger(s) >= 2 views (both sides) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.43 with Parkland Community Health Plan vs $1,093.46 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Parkland Community Health Plan MCD $38.43
Amerigroup MGMCD $38.43
United STARPLUS $38.43
United STARPerinate $38.43
United CHIP $38.43
Amerigroup CHIP $38.43
United STARKids $38.43
United STAR $38.43
Cigna Healthspring MGMCD $40.35
Aetna Better Health MCD $41.50
Aetna Better Health CHIP $41.50
Molina STARKIDS $42.27
Molina MCDSTAR $42.27
Molina CHIP $42.27
Molina STAR+PLUS $42.27
Humana MGMCD $48.04
Aetna QHPHIX $51.58
Aetna NewBusiness $70.73
Aetna Meritain $75.76
Aetna COMM $75.76
Superior Health Plan STARPLUS $76.54
Superior Health Plan CHIP $76.54
Superior Health Plan STARKids $76.54
Superior Health Plan MCDSTAR $76.54
Superior Health Plan STARHealth $76.54
United NarrowNetworkIndivExchange $83.86
United SmallGroup $83.86
Aetna OON $88.86
BCBS BluePremier $94.97
Humana COMM $100.94
BCBS MyBlueHealth $104.55
BCBS BlueAdvantageHMO $104.55
Cigna LocalPlus $121.13
Cigna NewBusiness $121.25
Cigna NetworkBenefit $135.30
Cigna HMO $135.30
Cigna OpenAccessPlus $135.30
Cigna IFP $147.62
Cigna QHP $153.08
Cigna AllOther $171.23
United AllPayerAppendix $182.03
United OptionsPPO $204.48
Healthcare Highways NarrowNetwork $267.90
Evry Health COMM $282.11
Unicare CHIP $284.30
BCBS BlueEssentialsAccess $310.46
BCBS BlueEssentials $310.46
BCBS EPOSOA $325.62
BCBS PPO $340.79
Healthcare Highways CityofPlano $369.59
City of McKinney COMM $382.71
Curative Administrators COMM $437.38
BCBS Traditional $485.50
Fidelis SecureCare MGMCR $492.06
National ChoiceCare WCOMP $546.73
Aetna ASA $576.25
Rockport Health Group WORKERSCOMP $601.40
Physicians Coop of TX MGMCR $601.40
PC Texas Partners WCOMP $601.40
Aetna WCOMP $601.40
Averde Health, Inc PPO $634.21
Value Options Behavioral Health COMM $656.08
Magellan BH Summit $656.08
Magellan BH Pinnacle $656.08
Humana BHCOMM $710.75
Mega Life MGMCRPPO $765.42
Coastal Comp Health Networks WCOMP $765.42
Multiplan PHCS PrimaryNetwork $765.42
Aetna Coventry First Health COMM $794.95
LEWISVILLE ISD/DLS CONSULTING COMMPPO $820.10
USA Managed Care COMM $874.77
ComPsych Corporation COMM $874.77
HealthSmart Preferred Care PPO $874.77
Cigna Behavioral Health COMM $874.77
Galaxy Health Network PPO $929.44
Independent Medical Systems COMM $1,093.46
National Healthcare Solutions COMM $1,093.46
Unicare MCD $1,093.46

Visitor-reported prices

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X-ray finger(s) >= 2 views (both sides) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $218.03 $38.43 – $272.54
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $218.03 $38.43 – $272.54
Adventhealth Rollins Brook Lampasas $463.32 $307.27 – $307.27
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $218.03 $38.43 – $272.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $264.08 $54.36 – $396.13
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $297.18 $38.43 – $371.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $218.03 $38.43 – $272.54
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $264.08 $41.12 – $396.13

All Texas hospitals for this procedure →