X-ray exam of mastoids at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.43 with United vs $1,602.33 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $38.43
Parkland Community Health Plan MCD $38.43
Amerigroup MGMCD $38.43
Amerigroup CHIP $38.43
United STARPerinate $38.43
United STARPLUS $38.43
United STARKids $38.43
United STAR $38.43
Cigna Healthspring MGMCD $40.35
Aetna Better Health MCD $41.50
Aetna Better Health CHIP $41.50
Molina STARKIDS $42.27
Molina CHIP $42.27
Molina MCDSTAR $42.27
Molina STAR+PLUS $42.27
Humana MGMCD $48.04
Aetna QHPHIX $50.46
Aetna NewBusiness $69.18
Aetna COMM $74.11
Aetna Meritain $74.11
Aetna OON $86.92
Humana COMM $96.63
Superior Health Plan STARKids $112.16
Superior Health Plan STARHealth $112.16
Superior Health Plan MCDSTAR $112.16
Superior Health Plan STARPLUS $112.16
Superior Health Plan CHIP $112.16
Cigna LocalPlus $115.96
Cigna NewBusiness $116.07
Cigna NetworkBenefit $129.52
Cigna HMO $129.52
Cigna OpenAccessPlus $129.52
BCBS BluePremier $133.38
BCBS MyBlueHealth $146.82
BCBS BlueAdvantageHMO $146.82
United SmallGroup $154.52
United NarrowNetworkIndivExchange $154.52
Cigna AllOther $163.92
Cigna IFP $216.31
Cigna QHP $224.33
United AllPayerAppendix $245.18
United OptionsPPO $299.64
Healthcare Highways NarrowNetwork $392.57
Evry Health COMM $413.40
Unicare CHIP $416.61
BCBS BlueEssentials $435.99
BCBS BlueEssentialsAccess $435.99
BCBS EPOSOA $457.29
BCBS PPO $478.58
Healthcare Highways CityofPlano $541.59
City of McKinney COMM $560.82
Curative Administrators COMM $640.93
BCBS Traditional $711.43
Fidelis SecureCare MGMCR $721.05
National ChoiceCare WCOMP $801.16
Aetna ASA $844.43
Physicians Coop of TX MGMCR $881.28
Rockport Health Group WORKERSCOMP $881.28
Aetna WCOMP $881.28
PC Texas Partners WCOMP $881.28
Averde Health, Inc PPO $929.35
Magellan BH Summit $961.40
Value Options Behavioral Health COMM $961.40
Magellan BH Pinnacle $961.40
Humana BHCOMM $1,041.51
Mega Life MGMCRPPO $1,121.63
Multiplan PHCS PrimaryNetwork $1,121.63
Coastal Comp Health Networks WCOMP $1,121.63
Aetna Coventry First Health COMM $1,164.89
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,201.75
HealthSmart Preferred Care PPO $1,281.86
USA Managed Care COMM $1,281.86
ComPsych Corporation COMM $1,281.86
Cigna Behavioral Health COMM $1,281.86
Galaxy Health Network PPO $1,361.98
Independent Medical Systems COMM $1,602.33
Unicare MCD $1,602.33
National Healthcare Solutions COMM $1,602.33

Visitor-reported prices

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X-ray exam of mastoids at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $193.41 $38.43 – $272.35
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $193.41 $38.43 – $272.35
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $193.41 $38.43 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $279.82 $57.60 – $419.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $293.81 $38.43 – $367.27
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $193.41 $38.43 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $279.82 $41.12 – $419.72
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $279.82 $38.43 – $419.72

All Texas hospitals for this procedure →