X-ray exam of jaw joint at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.75 with United vs $1,211.60 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $34.75
United STARPerinate $34.75
Parkland Community Health Plan MCD $34.75
United STARPLUS $34.75
United STARKids $34.75
United STAR $34.75
Amerigroup CHIP $34.75
Amerigroup MGMCD $34.75
Cigna Healthspring MGMCD $36.49
Aetna Better Health CHIP $37.53
Aetna Better Health MCD $37.53
Molina CHIP $38.23
Molina MCDSTAR $38.23
Molina STARKIDS $38.23
Molina STAR+PLUS $38.23
Humana MGMCD $43.44
Aetna QHPHIX $43.70
Aetna NewBusiness $59.92
Aetna COMM $64.18
Aetna Meritain $64.18
Aetna OON $75.28
United SmallGroup $83.86
United NarrowNetworkIndivExchange $83.86
Superior Health Plan MCDSTAR $84.81
Superior Health Plan STARHealth $84.81
Superior Health Plan STARPLUS $84.81
Superior Health Plan STARKids $84.81
Superior Health Plan CHIP $84.81
Humana COMM $85.25
BCBS BluePremier $94.97
Cigna LocalPlus $100.48
Cigna NewBusiness $100.58
BCBS BlueAdvantageHMO $104.55
BCBS MyBlueHealth $104.55
Cigna NetworkBenefit $112.22
Cigna HMO $112.22
Cigna OpenAccessPlus $112.22
Cigna AllOther $142.03
Cigna IFP $163.57
Cigna QHP $169.62
United AllPayerAppendix $182.03
United OptionsPPO $226.57
Healthcare Highways NarrowNetwork $296.84
BCBS BlueEssentialsAccess $310.46
BCBS BlueEssentials $310.46
Evry Health COMM $312.59
Unicare CHIP $315.02
BCBS EPOSOA $325.62
BCBS PPO $340.79
Healthcare Highways CityofPlano $409.52
City of McKinney COMM $424.06
Curative Administrators COMM $484.64
BCBS Traditional $537.95
Fidelis SecureCare MGMCR $545.22
National ChoiceCare WCOMP $605.80
Aetna ASA $638.51
PC Texas Partners WCOMP $666.38
Aetna WCOMP $666.38
Rockport Health Group WORKERSCOMP $666.38
Physicians Coop of TX MGMCR $666.38
Averde Health, Inc PPO $702.73
Value Options Behavioral Health COMM $726.96
Magellan BH Pinnacle $726.96
Magellan BH Summit $726.96
Humana BHCOMM $787.54
Multiplan PHCS PrimaryNetwork $848.12
Mega Life MGMCRPPO $848.12
Coastal Comp Health Networks WCOMP $848.12
Aetna Coventry First Health COMM $880.83
LEWISVILLE ISD/DLS CONSULTING COMMPPO $908.70
Cigna Behavioral Health COMM $969.28
HealthSmart Preferred Care PPO $969.28
USA Managed Care COMM $969.28
ComPsych Corporation COMM $969.28
Galaxy Health Network PPO $1,029.86
Unicare MCD $1,211.60
National Healthcare Solutions COMM $1,211.60
Independent Medical Systems COMM $1,211.60

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray exam of jaw joint at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $115.69 $34.75 – $225.11
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $115.69 $34.75 – $225.11
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $115.69 $34.75 – $225.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $251.32 $51.73 – $376.98
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $256.34 $34.75 – $320.43
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $115.69 $34.75 – $225.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $251.32 $37.18 – $376.98
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $251.32 $34.75 – $376.98

All Texas hospitals for this procedure →