X-ray bone survey infant at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.75 with United vs $2,100.60 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPLUS $104.75
Parkland Community Health Plan MCD $104.75
Amerigroup MGMCD $104.75
Amerigroup CHIP $104.75
United CHIP $104.75
United STARPerinate $104.75
United STAR $104.75
United STARKids $104.75
Cigna Healthspring MGMCD $109.99
Aetna Better Health CHIP $113.13
Aetna Better Health MCD $113.13
Molina CHIP $115.23
Molina STAR+PLUS $115.23
Molina MCDSTAR $115.23
Molina STARKIDS $115.23
Aetna QHPHIX $124.29
Humana MGMCD $130.94
BCBS BluePremier $133.38
BCBS BlueAdvantageHMO $146.82
BCBS MyBlueHealth $146.82
Superior Health Plan STARHealth $147.04
Superior Health Plan MCDSTAR $147.04
Superior Health Plan STARPLUS $147.04
Superior Health Plan STARKids $147.04
Superior Health Plan CHIP $147.04
United NarrowNetworkIndivExchange $154.52
United SmallGroup $154.52
Aetna NewBusiness $170.41
Aetna Meritain $182.55
Aetna COMM $182.55
Aetna OON $214.11
Humana COMM $243.34
United AllPayerAppendix $245.18
Cigna IFP $283.58
Cigna LocalPlus $287.43
Cigna NewBusiness $287.71
Cigna QHP $294.08
Cigna OpenAccessPlus $321.04
Cigna HMO $321.04
Cigna NetworkBenefit $321.04
United OptionsPPO $392.81
Cigna AllOther $406.31
BCBS BlueEssentialsAccess $435.99
BCBS BlueEssentials $435.99
BCBS EPOSOA $457.29
BCBS PPO $478.58
Healthcare Highways NarrowNetwork $514.65
Evry Health COMM $541.95
Unicare CHIP $546.16
Healthcare Highways CityofPlano $710.00
City of McKinney COMM $735.21
Curative Administrators COMM $840.24
BCBS Traditional $932.67
Fidelis SecureCare MGMCR $945.27
National ChoiceCare WCOMP $1,050.30
Aetna ASA $1,107.02
Aetna WCOMP $1,155.33
Rockport Health Group WORKERSCOMP $1,155.33
Physicians Coop of TX MGMCR $1,155.33
PC Texas Partners WCOMP $1,155.33
Averde Health, Inc PPO $1,218.35
Value Options Behavioral Health COMM $1,260.36
Magellan BH Pinnacle $1,260.36
Magellan BH Summit $1,260.36
Humana BHCOMM $1,365.39
Multiplan PHCS PrimaryNetwork $1,470.42
Mega Life MGMCRPPO $1,470.42
Coastal Comp Health Networks WCOMP $1,470.42
Aetna Coventry First Health COMM $1,527.14
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,575.45
USA Managed Care COMM $1,680.48
HealthSmart Preferred Care PPO $1,680.48
Cigna Behavioral Health COMM $1,680.48
ComPsych Corporation COMM $1,680.48
Galaxy Health Network PPO $1,785.51
Unicare MCD $2,100.60
National Healthcare Solutions COMM $2,100.60
Independent Medical Systems COMM $2,100.60

Visitor-reported prices

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X-ray bone survey infant at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $233.11 $99.77 – $291.39
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $233.11 $99.77 – $291.39
Adventhealth Rollins Brook Lampasas $1,137.92 $431.51 – $431.51
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $233.11 $99.77 – $291.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $394.69 $81.24 – $592.03
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $364.91 $99.77 – $456.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $233.11 $99.77 – $291.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $394.69 $99.77 – $592.03

All Texas hospitals for this procedure →