X-ray bone age studies at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.06 with United vs $1,220.67 with Unicare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $26.06
Parkland Community Health Plan MCD $26.06
Amerigroup MGMCD $26.06
Amerigroup CHIP $26.06
United STARPerinate $26.06
United STARPLUS $26.06
United STARKids $26.06
United CHIP $26.06
Cigna Healthspring MGMCD $27.36
Aetna Better Health MCD $28.14
Aetna Better Health CHIP $28.14
Aetna QHPHIX $28.47
Molina MCDSTAR $28.67
Molina CHIP $28.67
Molina STAR+PLUS $28.67
Molina STARKIDS $28.67
Humana MGMCD $32.57
Aetna NewBusiness $39.03
Aetna Meritain $41.81
Aetna COMM $41.81
Aetna OON $49.04
Humana COMM $53.91
Cigna LocalPlus $65.58
Cigna NewBusiness $65.65
Cigna HMO $73.25
Cigna OpenAccessPlus $73.25
Cigna NetworkBenefit $73.25
Superior Health Plan STARPLUS $85.45
Superior Health Plan CHIP $85.45
Superior Health Plan STARHealth $85.45
Superior Health Plan MCDSTAR $85.45
Superior Health Plan STARKids $85.45
Cigna AllOther $92.70
BCBS BluePremier $133.38
BCBS BlueAdvantageHMO $146.82
BCBS MyBlueHealth $146.82
United NarrowNetworkIndivExchange $154.52
United SmallGroup $154.52
Cigna IFP $164.79
Cigna QHP $170.89
United OptionsPPO $228.27
United AllPayerAppendix $245.18
Healthcare Highways NarrowNetwork $299.06
Evry Health COMM $314.93
Unicare CHIP $317.37
Healthcare Highways CityofPlano $412.59
City of McKinney COMM $427.23
BCBS BlueEssentialsAccess $435.99
BCBS BlueEssentials $435.99
BCBS EPOSOA $457.29
BCBS PPO $478.58
Curative Administrators COMM $488.27
BCBS Traditional $541.98
Fidelis SecureCare MGMCR $549.30
National ChoiceCare WCOMP $610.34
Aetna ASA $643.29
PC Texas Partners WCOMP $671.37
Physicians Coop of TX MGMCR $671.37
Rockport Health Group WORKERSCOMP $671.37
Aetna WCOMP $671.37
Averde Health, Inc PPO $707.99
Value Options Behavioral Health COMM $732.40
Magellan BH Pinnacle $732.40
Magellan BH Summit $732.40
Humana BHCOMM $793.44
Coastal Comp Health Networks WCOMP $854.47
Mega Life MGMCRPPO $854.47
Multiplan PHCS PrimaryNetwork $854.47
Aetna Coventry First Health COMM $887.43
LEWISVILLE ISD/DLS CONSULTING COMMPPO $915.50
Cigna Behavioral Health COMM $976.54
USA Managed Care COMM $976.54
ComPsych Corporation COMM $976.54
HealthSmart Preferred Care PPO $976.54
Galaxy Health Network PPO $1,037.57
Independent Medical Systems COMM $1,220.67
National Healthcare Solutions COMM $1,220.67
Unicare MCD $1,220.67

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray bone age studies at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $175.04 $26.06 – $272.35
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $175.04 $26.06 – $272.35
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $175.04 $26.06 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $273.56 $56.31 – $410.34
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $292.97 $26.06 – $366.22
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $175.04 $26.06 – $272.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $273.56 $27.88 – $410.34
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $273.56 $26.06 – $410.34

All Texas hospitals for this procedure →