Varus/valgus strap padded/li at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$316.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$316.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.12 with Superior Health Plan vs $348.67 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $22.12 ↓ -93%
Superior Health Plan STARHealth $22.12 ↓ -93%
Superior Health Plan MCDSTAR $22.12 ↓ -93%
Superior Health Plan STARPLUS $22.12 ↓ -93%
Superior Health Plan STARKids $22.12 ↓ -93%
Cigna IFP $42.66 ↓ -87%
Cigna QHP $44.24 ↓ -86%
United OptionsPPO $59.09 ↓ -81%
Humana Tricare $59.86 ↓ -81%
BCBS MGMCRHMO $60.50 ↓ -81%
BCBS MCRPPO $60.50 ↓ -81%
WellMed MGMCR $61.40 ↓ -81%
Amerigroup DualEligible $61.71 ↓ -80%
Humana MGMCR $61.71 ↓ -80%
Devoted Health PPO $61.71 ↓ -80%
Mutual of Omaha MGMCR $61.71 ↓ -80%
TriWest Veterans FEDERAL $61.71 ↓ -80%
Devoted Health SNP $61.71 ↓ -80%
Devoted Health HMO $61.71 ↓ -80%
Devoted Health POS $61.71 ↓ -80%
Devoted Health MCR $61.71 ↓ -80%
Devoted Health MME $61.71 ↓ -80%
United MGMCR $62.02 ↓ -80%
Aetna MCR $62.23 ↓ -80%
Care N Care MGMCR $62.33 ↓ -80%
Cigna Healthspring MGMCR $62.94 ↓ -80%
WellCare MGMCR $63.56 ↓ -80%
Integranet MGMCR $63.56 ↓ -80%
American Health Plan of Texas, Inc. MGMCR $64.80 ↓ -79%
Superior Health Plan MGMCRHMO $64.80 ↓ -79%
Superior Health Plan MGMCRPPO $64.80 ↓ -79%
Superior Health Plan MGMCRDualEligible $64.80 ↓ -79%
Superior Health Plan MGMCRPFFS $64.80 ↓ -79%
Superior Health Plan MGMCRPOS $64.80 ↓ -79%
Superior Health Plan MGMCRSNP $64.80 ↓ -79%
ProCare Advantge MCR $64.80 ↓ -79%
Texas Independent Health Plan MGMCR $65.41 ↓ -79%
Provider Partners Health Plan MCR $65.41 ↓ -79%
Molina MMP $67.26 ↓ -79%
Molina MCR $67.26 ↓ -79%
Molina MME $67.26 ↓ -79%
Cenpatico BHMGMCR $67.26 ↓ -79%
Imperial Insurance Company MCR $67.88 ↓ -79%
Universal Healthcare Group MCR $74.05 ↓ -77%
BCBS BlueAdvantageHMO $78.05 ↓ -75%
BCBS MyBlueHealth $78.05 ↓ -75%
Verda Health Plan MGMCR $80.22 ↓ -75%
Unicare CHIP $82.16 ↓ -74%
Cigna LocalPlus $83.42 ↓ -74%
Cigna NewBusiness $83.42 ↓ -74%
Bravo Health MCRHMO $92.56 ↓ -71%
Bravo Health MCRPOS $92.56 ↓ -71%
Bravo Health MCRPPO $92.56 ↓ -71%
Bravo Health MCRSNP $92.56 ↓ -71%
Bravo Health MCRPFFS $92.56 ↓ -71%
Cigna NetworkBenefit $93.22 ↓ -71%
Cigna OpenAccessPlus $93.22 ↓ -71%
Cigna HMO $93.22 ↓ -71%
BCBS BlueEssentialsAccess $100.80 ↓ -68%
BCBS BlueEssentials $100.80 ↓ -68%
BCBS EPOSOA $105.86 ↓ -67%
Healthcare Highways CityofPlano $106.81 ↓ -66%
Superior ValueHMO $110.46 ↓ -65%
City of McKinney COMM $110.60 ↓ -65%
BCBS PPO $110.60 ↓ -65%
USA Managed Care WORKERSCOMP $117.25 ↓ -63%
Cigna AllOther $117.87 ↓ -63%
Corvel Corporation WORKERSCOMP $122.19 ↓ -61%
Superior HMO $138.23 ↓ -56%
Superior EPO $138.23 ↓ -56%
BCBS Traditional $140.30 ↓ -56%
National ChoiceCare WCOMP $158.00 ↓ -50%
Molina Healthcare HIX $161.68 ↓ -49%
Aetna ASA $166.53 ↓ -47%
PC Texas Partners WCOMP $173.80 ↓ -45%
Aetna WCOMP $173.80 ↓ -45%
Rockport Health Group WORKERSCOMP $173.80 ↓ -45%
Physicians Coop of TX MGMCR $173.80 ↓ -45%
Averde Health, Inc PPO $183.28 ↓ -42%
Value Options Behavioral Health COMM $189.60 ↓ -40%
Magellan BH Pinnacle $189.60 ↓ -40%
Magellan BH Summit $189.60 ↓ -40%
Humana BHCOMM $205.40 ↓ -35%
Mega Life MGMCRPPO $221.20 ↓ -30%
Aetna Coventry First Health COMM $229.73 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $237.00 ↓ -25%
ComPsych Corporation COMM $252.80 ↓ -20%
Cigna Behavioral Health COMM $252.80 ↓ -20%
USA Managed Care COMM $252.80 ↓ -20%
HealthSmart Preferred Care PPO $252.80 ↓ -20%
Galaxy Health Network PPO $268.60 ↓ -15%
Unicare MCD $316.00 ↑ +0%
Independent Medical Systems COMM $316.00 ↑ +0%
National Healthcare Solutions COMM $316.00 ↑ +0%
Humana COMM $348.67 ↑ +10%

Visitor-reported prices

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Varus/valgus strap padded/li at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $136.41 $38.65 – $181.88
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $136.41 $29.19 – $181.88
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $136.41 $38.65 – $181.88
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $136.41 $36.38 – $181.88
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $136.41 $36.38 – $181.88
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $136.41 $34.10 – $181.88
BAYLOR SCOTT & WHITE MEDICAL CENTER - IRVING Irving $136.41 $25.01 – $181.88
BAYLOR SCOTT & WHITE MEDICAL CENTER - LAKE POINTE Rowlett $136.41 $25.01 – $181.88

All Texas hospitals for this procedure →