Urine pregnancy test at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.23 with United vs $1,246.19 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $7.23
United STARPLUS $7.23
United STARKids $7.23
Amerigroup MGMCD $7.23
Parkland Community Health Plan MCD $7.23
Amerigroup CHIP $7.23
United STAR $7.23
United CHIP $7.23
Cigna Healthspring MGMCD $7.59
Aetna Better Health CHIP $7.81
Aetna Better Health MCD $7.81
Molina STAR+PLUS $7.95
Molina MCDSTAR $7.95
Molina CHIP $7.95
Molina STARKIDS $7.95
WellMed MGMCR $8.57
Amerigroup DualEligible $8.61
BCBS MGMCRHMO $8.61
Devoted Health MME $8.61
BCBS MCRPPO $8.61
Humana MGMCR $8.61
Mutual of Omaha MGMCR $8.61
TriWest Veterans FEDERAL $8.61
Devoted Health SNP $8.61
Devoted Health HMO $8.61
Devoted Health POS $8.61
Devoted Health PPO $8.61
Devoted Health MCR $8.61
United AllPayerAppendix $8.61
United NarrowNetworkIndivExchange $8.61
United SmallGroup $8.61
United MGMCR $8.65
Aetna MCR $8.68
Care N Care MGMCR $8.70
Cigna Healthspring MGMCR $8.78
WellCare MGMCR $8.87
Integranet MGMCR $8.87
Superior Health Plan MGMCRDualEligible $9.04
Superior Health Plan MGMCRPFFS $9.04
Superior Health Plan MGMCRPOS $9.04
Superior Health Plan MGMCRSNP $9.04
ProCare Advantge MCR $9.04
Humana MGMCD $9.04
American Health Plan of Texas, Inc. MGMCR $9.04
Superior Health Plan MGMCRHMO $9.04
Superior Health Plan MGMCRPPO $9.04
Humana Tricare $9.04
Texas Independent Health Plan MGMCR $9.13
Provider Partners Health Plan MCR $9.13
Molina MCR $9.38
Molina MME $9.38
Cenpatico BHMGMCR $9.38
Molina MMP $9.38
Imperial Insurance Company MCR $9.47
Universal Healthcare Group MCR $10.33
Aetna QHPHIX $10.96
Verda Health Plan MGMCR $11.19
Bravo Health MCRPPO $12.91
Bravo Health MCRPFFS $12.91
Bravo Health MCRHMO $12.91
Bravo Health MCRPOS $12.91
Bravo Health MCRSNP $12.91
BCBS BluePremier $13.35
BCBS BlueAdvantageHMO $15.07
BCBS MyBlueHealth $15.07
Aetna NewBusiness $15.10
Superior ValueHMO $15.41
Aetna Meritain $16.08
Aetna COMM $16.08
USA Managed Care WORKERSCOMP $16.36
Corvel Corporation WORKERSCOMP $17.05
Aetna OON $18.92
Superior EPO $19.29
Superior HMO $19.29
BCBS BlueEssentials $21.27
BCBS BlueEssentialsAccess $21.27
BCBS EPOSOA $22.30
Oscar HIX $22.39
Molina Healthcare HIX $22.56
BCBS PPO $23.33
Cigna LocalPlus $32.29
Cigna NewBusiness $32.32
Cigna NetworkBenefit $36.06
Cigna OpenAccessPlus $36.06
Cigna HMO $36.06
Cigna AllOther $45.64
Humana COMM $77.48
Superior Health Plan MCDSTAR $87.23
Superior Health Plan CHIP $87.23
Superior Health Plan STARKids $87.23
Superior Health Plan STARPLUS $87.23
Superior Health Plan STARHealth $87.23
Cigna IFP $168.24
Cigna QHP $174.47
United OptionsPPO $233.04
Healthcare Highways NarrowNetwork $305.32
Evry Health COMM $321.52
Unicare CHIP $324.01
Healthcare Highways CityofPlano $421.21
City of McKinney COMM $436.17
BCBS Traditional $553.31
Fidelis SecureCare MGMCR $560.79
National ChoiceCare WCOMP $623.10
Aetna ASA $656.74
Physicians Coop of TX MGMCR $685.40
Rockport Health Group WORKERSCOMP $685.40
Aetna WCOMP $685.40
PC Texas Partners WCOMP $685.40
Averde Health, Inc PPO $722.79
Magellan BH Pinnacle $747.71
Value Options Behavioral Health COMM $747.71
Magellan BH Summit $747.71
Humana BHCOMM $810.02
Multiplan PHCS PrimaryNetwork $872.33
Mega Life MGMCRPPO $872.33
Coastal Comp Health Networks WCOMP $872.33
Aetna Coventry First Health COMM $905.98
LEWISVILLE ISD/DLS CONSULTING COMMPPO $934.64
Cigna Behavioral Health COMM $996.95
HealthSmart Preferred Care PPO $996.95
USA Managed Care COMM $996.95
ComPsych Corporation COMM $996.95
Galaxy Health Network PPO $1,059.26
National Healthcare Solutions COMM $1,246.19
Independent Medical Systems COMM $1,246.19
Unicare MCD $1,246.19
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Urine pregnancy test at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $97.30 $7.23 – $112.61
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $97.30 $7.23 – $112.61
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $97.30 $7.23 – $112.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $7.69 $1.47 – $20.66
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $9.07 $4.99 – $20.66
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $97.30 $7.23 – $112.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $7.69 $5.51 – $20.66
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $7.69 $6.53 – $20.66

All Texas hospitals for this procedure →