Urine Culture Test at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.78 with United vs $1,629.23 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $6.78
United STARPLUS $6.78
United STARKids $6.78
Amerigroup MGMCD $6.78
Parkland Community Health Plan MCD $6.78
Amerigroup CHIP $6.78
United STAR $6.78
United CHIP $6.78
Cigna Healthspring MGMCD $7.12
Aetna Better Health CHIP $7.32
Aetna Better Health MCD $7.32
Molina STAR+PLUS $7.46
Molina MCDSTAR $7.46
Molina CHIP $7.46
Molina STARKIDS $7.46
WellMed MGMCR $8.03
Amerigroup DualEligible $8.07
BCBS MGMCRHMO $8.07
Devoted Health MME $8.07
BCBS MCRPPO $8.07
Humana MGMCR $8.07
Mutual of Omaha MGMCR $8.07
TriWest Veterans FEDERAL $8.07
Devoted Health SNP $8.07
Devoted Health HMO $8.07
Devoted Health POS $8.07
Devoted Health PPO $8.07
Devoted Health MCR $8.07
United AllPayerAppendix $8.07
United NarrowNetworkIndivExchange $8.07
United SmallGroup $8.07
United MGMCR $8.11
Aetna MCR $8.14
Care N Care MGMCR $8.15
Cigna Healthspring MGMCR $8.23
WellCare MGMCR $8.31
Integranet MGMCR $8.31
Superior Health Plan MGMCRDualEligible $8.47
Superior Health Plan MGMCRPFFS $8.47
Superior Health Plan MGMCRPOS $8.47
Superior Health Plan MGMCRSNP $8.47
ProCare Advantge MCR $8.47
Humana MGMCD $8.47
American Health Plan of Texas, Inc. MGMCR $8.47
Superior Health Plan MGMCRHMO $8.47
Superior Health Plan MGMCRPPO $8.47
Humana Tricare $8.47
Texas Independent Health Plan MGMCR $8.55
Provider Partners Health Plan MCR $8.55
Molina MCR $8.80
Molina MME $8.80
Cenpatico BHMGMCR $8.80
Molina MMP $8.80
Imperial Insurance Company MCR $8.88
Universal Healthcare Group MCR $9.68
Aetna QHPHIX $10.26
Verda Health Plan MGMCR $10.49
Bravo Health MCRPPO $12.11
Bravo Health MCRPFFS $12.11
Bravo Health MCRHMO $12.11
Bravo Health MCRPOS $12.11
Bravo Health MCRSNP $12.11
BCBS BluePremier $12.51
BCBS BlueAdvantageHMO $14.12
BCBS MyBlueHealth $14.12
Aetna NewBusiness $14.13
Superior ValueHMO $14.45
Aetna Meritain $15.05
Aetna COMM $15.05
USA Managed Care WORKERSCOMP $15.33
Corvel Corporation WORKERSCOMP $15.98
Aetna OON $17.71
Superior EPO $18.08
Superior HMO $18.08
BCBS BlueEssentials $19.93
BCBS BlueEssentialsAccess $19.93
BCBS EPOSOA $20.90
Oscar HIX $20.98
Molina Healthcare HIX $21.14
BCBS PPO $21.87
Cigna LocalPlus $31.01
Cigna NewBusiness $31.04
Cigna NetworkBenefit $34.63
Cigna OpenAccessPlus $34.63
Cigna HMO $34.63
Cigna AllOther $43.83
Humana COMM $89.62
Superior Health Plan MCDSTAR $114.05
Superior Health Plan CHIP $114.05
Superior Health Plan STARKids $114.05
Superior Health Plan STARPLUS $114.05
Superior Health Plan STARHealth $114.05
Cigna IFP $219.95
Cigna QHP $228.09
United OptionsPPO $304.67
Healthcare Highways NarrowNetwork $399.16
Evry Health COMM $420.34
Unicare CHIP $423.60
Healthcare Highways CityofPlano $550.68
City of McKinney COMM $570.23
BCBS Traditional $723.38
Fidelis SecureCare MGMCR $733.15
National ChoiceCare WCOMP $814.62
Aetna ASA $858.60
Physicians Coop of TX MGMCR $896.08
Rockport Health Group WORKERSCOMP $896.08
Aetna WCOMP $896.08
PC Texas Partners WCOMP $896.08
Averde Health, Inc PPO $944.95
Magellan BH Pinnacle $977.54
Value Options Behavioral Health COMM $977.54
Magellan BH Summit $977.54
Humana BHCOMM $1,059.00
Multiplan PHCS PrimaryNetwork $1,140.46
Mega Life MGMCRPPO $1,140.46
Coastal Comp Health Networks WCOMP $1,140.46
Aetna Coventry First Health COMM $1,184.45
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,221.92
Cigna Behavioral Health COMM $1,303.38
HealthSmart Preferred Care PPO $1,303.38
USA Managed Care COMM $1,303.38
ComPsych Corporation COMM $1,303.38
Galaxy Health Network PPO $1,384.85
National Healthcare Solutions COMM $1,629.23
Independent Medical Systems COMM $1,629.23
Unicare MCD $1,629.23
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Urine Culture Test at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $129.30 $6.78 – $161.62
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $129.30 $6.78 – $161.62
Adventhealth Rollins Brook Lampasas $203.12 $7.26 – $31.07
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $129.30 $6.78 – $161.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $86.92 $11.82 – $130.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $121.84 $6.78 – $152.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $129.30 $6.78 – $161.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $86.92 $7.25 – $130.37

All Texas hospitals for this procedure →