Upper Back (Thoracic Spine) CT Scan (with contrast) at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$174.75 with United vs $10,937.45 with National Healthcare Solutions — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United CHIP $174.75 —
United STARPLUS $174.75 —
United STARPerinate $174.75 —
United STARKids $174.75 —
United STAR $174.75 —
Parkland Community Health Plan MCD $174.75 —
Amerigroup MGMCD $174.75 —
Amerigroup CHIP $174.75 —
Cigna Healthspring MGMCD $183.49 —
Aetna Better Health MCD $188.73 —
Aetna Better Health CHIP $188.73 —
Molina STARKIDS $192.23 —
Molina STAR+PLUS $192.23 —
Molina MCDSTAR $192.23 —
Molina CHIP $192.23 —
Humana MGMCD $218.44 —
BCBS BlueAdvantageHMO $229.60 —
BCBS MyBlueHealth $229.60 —
BCBS BluePremier $253.29 —
United NarrowNetworkIndivExchange $341.20 —
United SmallGroup $341.20 —
Imaging Providers of Texas HMOBlue $350.00 —
United AllPayerAppendix $401.74 —
Aetna QHPHIX $584.00 —
Humana COMM $674.92 —
BCBS BlueEssentialsAccess $708.84 —
BCBS BlueEssentials $708.84 —
BCBS EPOSOA $743.46 —
Superior Health Plan STARKids $765.62 —
Superior Health Plan STARPLUS $765.62 —
Superior Health Plan STARHealth $765.62 —
Superior Health Plan MCDSTAR $765.62 —
Superior Health Plan CHIP $765.62 —
BCBS PPO $778.08 —
Aetna NewBusiness $800.00 —
Aetna COMM $856.00 —
Aetna Meritain $856.00 —
Aetna OON $1,006.00 —
Cigna IFP $1,476.56 —
Cigna QHP $1,531.24 —
United OptionsPPO $2,045.30 —
Unicare CHIP $2,843.74 —
Healthcare Highways CityofPlano $3,696.86 —
BCBS Traditional $4,856.23 —
Fidelis SecureCare MGMCR $4,921.85 —
National ChoiceCare WCOMP $5,468.73 —
Aetna ASA $5,764.04 —
Aetna WCOMP $6,015.60 —
Rockport Health Group WORKERSCOMP $6,015.60 —
Physicians Coop of TX MGMCR $6,015.60 —
PC Texas Partners WCOMP $6,015.60 —
Averde Health, Inc PPO $6,343.72 —
Value Options Behavioral Health COMM $6,562.47 —
Magellan BH Pinnacle $6,562.47 —
Magellan BH Summit $6,562.47 —
Humana BHCOMM $7,109.34 —
Mega Life MGMCRPPO $7,656.22 —
Coastal Comp Health Networks WCOMP $7,656.22 —
Aetna Coventry First Health COMM $7,951.53 —
LEWISVILLE ISD/DLS CONSULTING COMMPPO $8,203.09 —
HealthSmart Preferred Care PPO $8,749.96 —
ComPsych Corporation COMM $8,749.96 —
Cigna Behavioral Health COMM $8,749.96 —
USA Managed Care COMM $8,749.96 —
Galaxy Health Network PPO $9,296.83 —
Unicare MCD $10,937.45 —
Independent Medical Systems COMM $10,937.45 —
National Healthcare Solutions COMM $10,937.45 —

Visitor-reported prices

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Upper Back (Thoracic Spine) CT Scan (with contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $2,274.17 $167.39 – $2,842.72
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $2,274.17 $167.39 – $2,842.72
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,274.17 $167.39 – $2,842.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,041.20 $236.02 – $3,061.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,041.20 $167.39 – $2,551.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,274.17 $167.39 – $2,842.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,041.20 $167.39 – $3,061.80
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,041.20 $174.75 – $3,061.80

All Texas hospitals for this procedure →