Unsched dialysis esrd pt hos at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$5,455.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,455.93

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$343.75 with United vs $5,455.93 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $343.75 ↓ -94%
United CHIP $343.75 ↓ -94%
United STAR $343.75 ↓ -94%
United STARKids $343.75 ↓ -94%
United STARPLUS $343.75 ↓ -94%
Superior Health Plan MCDSTAR $381.92 ↓ -93%
Superior Health Plan STARPLUS $381.92 ↓ -93%
Superior Health Plan CHIP $381.92 ↓ -93%
Superior Health Plan STARHealth $381.92 ↓ -93%
Superior Health Plan STARKids $381.92 ↓ -93%
Cigna IFP $736.55 ↓ -87%
Aetna QHPHIX $736.55 ↓ -87%
Cigna QHP $763.83 ↓ -86%
United OptionsPPO $1,020.26 ↓ -81%
Aetna NewBusiness $1,085.73 ↓ -80%
Oscar HIX $1,134.83 ↓ -79%
Aetna Meritain $1,162.11 ↓ -79%
Aetna COMM $1,162.11 ↓ -79%
Healthcare Highways NarrowNetwork $1,336.70 ↓ -76%
Aetna OON $1,369.44 ↓ -75%
Evry Health COMM $1,407.63 ↓ -74%
Unicare CHIP $1,418.54 ↓ -74%
Cigna LocalPlus $1,440.37 ↓ -74%
Cigna NewBusiness $1,440.37 ↓ -74%
BCBS BluePremier $1,510.47 ↓ -72%
Cigna HMO $1,609.50 ↓ -70%
Cigna OpenAccessPlus $1,609.50 ↓ -70%
Cigna NetworkBenefit $1,609.50 ↓ -70%
Humana COMM $1,690.79 ↓ -69%
BCBS MyBlueHealth $1,760.08 ↓ -68%
BCBS BlueAdvantageHMO $1,760.08 ↓ -68%
Healthcare Highways CityofPlano $1,844.10 ↓ -66%
City of McKinney COMM $1,909.58 ↓ -65%
Cigna AllOther $2,035.06 ↓ -63%
Curative Administrators COMM $2,182.37 ↓ -60%
BCBS Traditional $2,422.43 ↓ -56%
Fidelis SecureCare MGMCR $2,455.17 ↓ -55%
National ChoiceCare WCOMP $2,727.97 ↓ -50%
Aetna ASA $2,875.28 ↓ -47%
PC Texas Partners WCOMP $3,000.76 ↓ -45%
Aetna WCOMP $3,000.76 ↓ -45%
Rockport Health Group WORKERSCOMP $3,000.76 ↓ -45%
Physicians Coop of TX MGMCR $3,000.76 ↓ -45%
BCBS BlueEssentialsAccess $3,116.95 ↓ -43%
BCBS BlueEssentials $3,116.95 ↓ -43%
Averde Health, Inc PPO $3,164.44 ↓ -42%
BCBS EPOSOA $3,270.55 ↓ -40%
Value Options Behavioral Health COMM $3,273.56 ↓ -40%
Magellan BH Pinnacle $3,273.56 ↓ -40%
Magellan BH Summit $3,273.56 ↓ -40%
BCBS PPO $3,424.16 ↓ -37%
Humana BHCOMM $3,546.35 ↓ -35%
Multiplan PHCS PrimaryNetwork $3,819.15 ↓ -30%
Coastal Comp Health Networks WCOMP $3,819.15 ↓ -30%
Mega Life MGMCRPPO $3,819.15 ↓ -30%
Aetna Coventry First Health COMM $3,966.46 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $4,091.95 ↓ -25%
Cigna Behavioral Health COMM $4,364.74 ↓ -20%
HealthSmart Preferred Care PPO $4,364.74 ↓ -20%
ComPsych Corporation COMM $4,364.74 ↓ -20%
USA Managed Care COMM $4,364.74 ↓ -20%
Galaxy Health Network PPO $4,637.54 ↓ -15%
Independent Medical Systems COMM $5,455.93 ↑ +0%
National Healthcare Solutions COMM $5,455.93 ↑ +0%
Unicare MCD $5,455.93 ↑ +0%

Visitor-reported prices

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Unsched dialysis esrd pt hos at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,951.63 $552.96 – $2,439.53
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,951.63 $417.65 – $2,439.53
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,951.63 $552.96 – $2,439.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,748.01 $359.80 – $2,622.01
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $789.50 $157.90 – $1,731.11
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,951.63 $520.43 – $2,439.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,748.01 $561.11 – $2,622.01
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,748.01 $903.14 – $2,622.01

All Texas hospitals for this procedure →