Unlisted mr procedure at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$393.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$393.91

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.57 with Superior Health Plan vs $1,314.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $27.57 ↓ -93%
Superior Health Plan STARHealth $27.57 ↓ -93%
Superior Health Plan MCDSTAR $27.57 ↓ -93%
Superior Health Plan STARPLUS $27.57 ↓ -93%
Superior Health Plan STARKids $27.57 ↓ -93%
Cigna IFP $53.18 ↓ -86%
Cigna QHP $55.15 ↓ -86%
United OptionsPPO $73.66 ↓ -81%
BCBS BluePremier $74.20 ↓ -81%
BCBS MyBlueHealth $81.68 ↓ -79%
BCBS BlueAdvantageHMO $81.68 ↓ -79%
United SmallGroup $83.86 ↓ -79%
United NarrowNetworkIndivExchange $83.86 ↓ -79%
United CHIP $86.58 ↓ -78%
Amerigroup CHIP $86.58 ↓ -78%
Amerigroup MGMCD $86.58 ↓ -78%
Parkland Community Health Plan MCD $86.58 ↓ -78%
United STARPLUS $86.58 ↓ -78%
United STARKids $86.58 ↓ -78%
United STAR $86.58 ↓ -78%
United STARPerinate $86.58 ↓ -78%
Cigna Healthspring MGMCD $90.91 ↓ -77%
Aetna Better Health MCD $93.51 ↓ -76%
Aetna Better Health CHIP $93.51 ↓ -76%
Molina MCDSTAR $95.24 ↓ -76%
Molina STARKIDS $95.24 ↓ -76%
Molina STAR+PLUS $95.24 ↓ -76%
Molina CHIP $95.24 ↓ -76%
Unicare CHIP $102.42 ↓ -74%
Humana MGMCD $108.22 ↓ -73%
Healthcare Highways CityofPlano $133.14 ↓ -66%
BCBS Traditional $174.90 ↓ -56%
Fidelis SecureCare MGMCR $177.26 ↓ -55%
United AllPayerAppendix $182.03 ↓ -54%
National ChoiceCare WCOMP $196.96 ↓ -50%
Aetna ASA $207.59 ↓ -47%
Aetna WCOMP $216.65 ↓ -45%
Rockport Health Group WORKERSCOMP $216.65 ↓ -45%
Physicians Coop of TX MGMCR $216.65 ↓ -45%
PC Texas Partners WCOMP $216.65 ↓ -45%
Averde Health, Inc PPO $228.47 ↓ -42%
Magellan BH Pinnacle $236.35 ↓ -40%
Magellan BH Summit $236.35 ↓ -40%
Value Options Behavioral Health COMM $236.35 ↓ -40%
BCBS BlueEssentialsAccess $242.54 ↓ -38%
BCBS BlueEssentials $242.54 ↓ -38%
BCBS EPOSOA $254.39 ↓ -35%
Humana BHCOMM $256.04 ↓ -35%
BCBS PPO $266.23 ↓ -32%
Coastal Comp Health Networks WCOMP $275.74 ↓ -30%
Mega Life MGMCRPPO $275.74 ↓ -30%
Aetna Coventry First Health COMM $286.37 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $295.43 ↓ -25%
USA Managed Care COMM $315.13 ↓ -20%
HealthSmart Preferred Care PPO $315.13 ↓ -20%
Cigna Behavioral Health COMM $315.13 ↓ -20%
ComPsych Corporation COMM $315.13 ↓ -20%
Galaxy Health Network PPO $334.82 ↓ -15%
National Healthcare Solutions COMM $393.91 ↑ +0%
Unicare MCD $393.91 ↑ +0%
Independent Medical Systems COMM $393.91 ↑ +0%
Aetna QHPHIX $761.00 ↑ +93%
Aetna NewBusiness $1,045.00 ↑ +165%
Aetna COMM $1,117.00 ↑ +184%
Aetna Meritain $1,117.00 ↑ +184%
Aetna OON $1,314.00 ↑ +234%

Visitor-reported prices

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Unlisted mr procedure at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,728.00 $83.05 – $2,160.00
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,728.00 $83.05 – $2,160.00
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,728.00 $83.05 – $2,160.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,052.00 $116.73 – $977.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,280.00 $83.05 – $814.77
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,728.00 $83.05 – $2,160.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,052.00 $83.05 – $977.72
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,052.00 $86.58 – $977.72

All Texas hospitals for this procedure →