Ua w/micro/comp poc at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.38 with United vs $771.21 with Unicare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STARPerinate $3.38
United STARPLUS $3.38
United STARKids $3.38
Amerigroup MGMCD $3.38
Parkland Community Health Plan MCD $3.38
Amerigroup CHIP $3.38
United STAR $3.38
United CHIP $3.38
Cigna Healthspring MGMCD $3.55
Aetna Better Health CHIP $3.65
Aetna Better Health MCD $3.65
Molina STAR+PLUS $3.72
Molina MCDSTAR $3.72
Molina CHIP $3.72
Molina STARKIDS $3.72
WellMed MGMCR $4.00
Amerigroup DualEligible $4.02
BCBS MGMCRHMO $4.02
Devoted Health MME $4.02
BCBS MCRPPO $4.02
Humana MGMCR $4.02
Mutual of Omaha MGMCR $4.02
TriWest Veterans FEDERAL $4.02
Devoted Health SNP $4.02
Devoted Health HMO $4.02
Devoted Health POS $4.02
Devoted Health PPO $4.02
Devoted Health MCR $4.02
United AllPayerAppendix $4.02
United NarrowNetworkIndivExchange $4.02
United SmallGroup $4.02
United MGMCR $4.04
Aetna MCR $4.05
Care N Care MGMCR $4.06
Cigna Healthspring MGMCR $4.10
WellCare MGMCR $4.14
Integranet MGMCR $4.14
Superior Health Plan MGMCRDualEligible $4.22
Superior Health Plan MGMCRPFFS $4.22
Superior Health Plan MGMCRPOS $4.22
Superior Health Plan MGMCRSNP $4.22
ProCare Advantge MCR $4.22
Humana MGMCD $4.22
American Health Plan of Texas, Inc. MGMCR $4.22
Superior Health Plan MGMCRHMO $4.22
Superior Health Plan MGMCRPPO $4.22
Humana Tricare $4.22
Texas Independent Health Plan MGMCR $4.26
Provider Partners Health Plan MCR $4.26
Molina MCR $4.38
Molina MME $4.38
Cenpatico BHMGMCR $4.38
Molina MMP $4.38
Imperial Insurance Company MCR $4.42
Universal Healthcare Group MCR $4.82
Aetna QHPHIX $5.11
Verda Health Plan MGMCR $5.23
Bravo Health MCRPPO $6.03
Bravo Health MCRPFFS $6.03
Bravo Health MCRHMO $6.03
Bravo Health MCRPOS $6.03
Bravo Health MCRSNP $6.03
BCBS BluePremier $6.23
BCBS BlueAdvantageHMO $7.03
BCBS MyBlueHealth $7.03
Aetna NewBusiness $7.04
Superior ValueHMO $7.20
Aetna Meritain $7.50
Aetna COMM $7.50
USA Managed Care WORKERSCOMP $7.64
Corvel Corporation WORKERSCOMP $7.96
Aetna OON $8.82
Superior EPO $9.00
Superior HMO $9.00
BCBS BlueEssentials $9.93
BCBS BlueEssentialsAccess $9.93
BCBS EPOSOA $10.41
Oscar HIX $10.45
Molina Healthcare HIX $10.53
BCBS PPO $10.89
Cigna LocalPlus $15.48
Cigna NewBusiness $15.50
Cigna NetworkBenefit $17.29
Cigna OpenAccessPlus $17.29
Cigna HMO $17.29
Cigna AllOther $21.89
Humana COMM $36.17
Superior Health Plan MCDSTAR $53.98
Superior Health Plan CHIP $53.98
Superior Health Plan STARKids $53.98
Superior Health Plan STARPLUS $53.98
Superior Health Plan STARHealth $53.98
Cigna IFP $104.11
Cigna QHP $107.97
United OptionsPPO $144.22
Healthcare Highways NarrowNetwork $188.95
Evry Health COMM $198.97
Unicare CHIP $200.51
Healthcare Highways CityofPlano $260.67
City of McKinney COMM $269.92
BCBS Traditional $342.42
Fidelis SecureCare MGMCR $347.04
National ChoiceCare WCOMP $385.61
Aetna ASA $406.43
Physicians Coop of TX MGMCR $424.17
Rockport Health Group WORKERSCOMP $424.17
Aetna WCOMP $424.17
PC Texas Partners WCOMP $424.17
Averde Health, Inc PPO $447.30
Magellan BH Pinnacle $462.73
Value Options Behavioral Health COMM $462.73
Magellan BH Summit $462.73
Humana BHCOMM $501.29
Multiplan PHCS PrimaryNetwork $539.85
Mega Life MGMCRPPO $539.85
Coastal Comp Health Networks WCOMP $539.85
Aetna Coventry First Health COMM $560.67
LEWISVILLE ISD/DLS CONSULTING COMMPPO $578.41
Cigna Behavioral Health COMM $616.97
HealthSmart Preferred Care PPO $616.97
USA Managed Care COMM $616.97
ComPsych Corporation COMM $616.97
Galaxy Health Network PPO $655.53
National Healthcare Solutions COMM $771.21
Independent Medical Systems COMM $771.21
Unicare MCD $771.21
Curative Administrators COMM not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ua w/micro/comp poc at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $39.33 $3.38 – $49.16
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $39.33 $3.38 – $49.16
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $39.33 $3.38 – $49.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $34.20 $5.90 – $51.30
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $33.17 $3.38 – $41.47
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $39.33 $3.38 – $49.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $34.20 $3.62 – $51.30
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $34.20 $3.38 – $51.30

All Texas hospitals for this procedure →