Tlso 2 shl symphys-stern cst at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$146.02 with Superior Health Plan vs $7,006.98 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan MCDSTAR $146.02
Superior Health Plan CHIP $146.02
Superior Health Plan STARKids $146.02
Superior Health Plan STARPLUS $146.02
Superior Health Plan STARHealth $146.02
Cigna IFP $281.61
Cigna QHP $292.04
United OptionsPPO $390.08
BCBS BlueAdvantageHMO $515.24
BCBS MyBlueHealth $515.24
Unicare CHIP $542.36
Cigna LocalPlus $550.70
Cigna NewBusiness $550.70
Cigna OpenAccessPlus $615.37
Cigna HMO $615.37
Cigna NetworkBenefit $615.37
BCBS BlueEssentialsAccess $665.43
BCBS BlueEssentials $665.43
BCBS EPOSOA $698.81
Healthcare Highways CityofPlano $705.07
City of McKinney COMM $730.10
BCBS PPO $730.10
Cigna AllOther $778.08
BCBS Traditional $926.18
National ChoiceCare WCOMP $1,043.00
Aetna ASA $1,099.32
Aetna WCOMP $1,147.30
Physicians Coop of TX MGMCR $1,147.30
PC Texas Partners WCOMP $1,147.30
Rockport Health Group WORKERSCOMP $1,147.30
Humana Tricare $1,203.06
Averde Health, Inc PPO $1,209.88
BCBS MGMCRHMO $1,215.95
BCBS MCRPPO $1,215.95
WellMed MGMCR $1,234.07
Devoted Health PPO $1,240.27
Devoted Health POS $1,240.27
Devoted Health MCR $1,240.27
Devoted Health MME $1,240.27
Devoted Health SNP $1,240.27
Amerigroup DualEligible $1,240.27
Humana MGMCR $1,240.27
Mutual of Omaha MGMCR $1,240.27
TriWest Veterans FEDERAL $1,240.27
Devoted Health HMO $1,240.27
United MGMCR $1,246.47
Aetna MCR $1,250.81
Magellan BH Summit $1,251.60
Value Options Behavioral Health COMM $1,251.60
Magellan BH Pinnacle $1,251.60
Care N Care MGMCR $1,252.67
Cigna Healthspring MGMCR $1,265.08
Integranet MGMCR $1,277.48
WellCare MGMCR $1,277.48
Superior Health Plan MGMCRDualEligible $1,302.28
Superior Health Plan MGMCRHMO $1,302.28
Superior Health Plan MGMCRPPO $1,302.28
Superior Health Plan MGMCRPFFS $1,302.28
Superior Health Plan MGMCRPOS $1,302.28
Superior Health Plan MGMCRSNP $1,302.28
American Health Plan of Texas, Inc. MGMCR $1,302.28
ProCare Advantge MCR $1,302.28
Texas Independent Health Plan MGMCR $1,314.69
Provider Partners Health Plan MCR $1,314.69
Molina MME $1,351.89
Cenpatico BHMGMCR $1,351.89
Molina MCR $1,351.89
Molina MMP $1,351.89
Humana BHCOMM $1,355.90
Imperial Insurance Company MCR $1,364.30
Mega Life MGMCRPPO $1,460.20
Universal Healthcare Group MCR $1,488.32
Aetna Coventry First Health COMM $1,516.52
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,564.50
Verda Health Plan MGMCR $1,612.35
USA Managed Care COMM $1,668.80
ComPsych Corporation COMM $1,668.80
Cigna Behavioral Health COMM $1,668.80
HealthSmart Preferred Care PPO $1,668.80
Galaxy Health Network PPO $1,773.10
Bravo Health MCRSNP $1,860.40
Bravo Health MCRHMO $1,860.40
Bravo Health MCRPOS $1,860.40
Bravo Health MCRPPO $1,860.40
Bravo Health MCRPFFS $1,860.40
Independent Medical Systems COMM $2,086.00
National Healthcare Solutions COMM $2,086.00
Unicare MCD $2,086.00
Superior ValueHMO $2,220.08
USA Managed Care WORKERSCOMP $2,356.51
Corvel Corporation WORKERSCOMP $2,455.73
Superior HMO $2,778.20
Superior EPO $2,778.20
Molina Healthcare HIX $3,249.51
Humana COMM $7,006.98

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Tlso 2 shl symphys-stern cst at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,535.15 $434.96 – $2,046.86
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $1,535.15 $328.52 – $2,046.86
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,535.15 $434.96 – $2,046.86
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $944.40 $159.45 – $1,162.01
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $944.40 $154.93 – $1,032.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,535.15 $409.37 – $2,046.86
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $944.40 $248.67 – $1,162.01
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $944.40 $400.25 – $1,162.01

All Texas hospitals for this procedure →