Tilt table study at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$16,986.16
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,986.16
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$182.35 with BCBS vs $43,890.00 with Curative Administrators — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | BlueAdvantageHMO | $182.35 | ↓ -99% |
| BCBS | MyBlueHealth | $182.35 | ↓ -99% |
| BCBS | BluePremier | $196.94 | ↓ -99% |
| BCBS | BlueEssentialsAccess | $322.93 | ↓ -98% |
| BCBS | BlueEssentials | $322.93 | ↓ -98% |
| BCBS | EPOSOA | $338.84 | ↓ -98% |
| BCBS | PPO | $354.76 | ↓ -98% |
| United | SmallGroup | $1,580.00 | ↓ -91% |
| United | NarrowNetworkIndivExchange | $2,000.00 | ↓ -88% |
| United | AllPayerAppendix | $2,174.00 | ↓ -87% |
| Aetna | QHPHIX | $2,293.13 | ↓ -87% |
| Cigna | IFP | $2,293.13 | ↓ -87% |
| Cigna | QHP | $2,378.06 | ↓ -86% |
| Oscar | HIX | $2,636.00 | ↓ -84% |
| United | OptionsPPO | $3,176.41 | ↓ -81% |
| Aetna | NewBusiness | $3,380.25 | ↓ -80% |
| Aetna | COMM | $3,618.05 | ↓ -79% |
| Aetna | Meritain | $3,618.05 | ↓ -79% |
| Aetna | OON | $4,263.53 | ↓ -75% |
| Unicare | CHIP | $4,416.40 | ↓ -74% |
| Superior Health Plan | CHIP | $5,591.00 | ↓ -67% |
| Superior Health Plan | STARKids | $5,591.00 | ↓ -67% |
| Superior Health Plan | STARHealth | $5,591.00 | ↓ -67% |
| Superior Health Plan | STARPLUS | $5,591.00 | ↓ -67% |
| Superior Health Plan | MCDSTAR | $5,591.00 | ↓ -67% |
| Healthcare Highways | CityofPlano | $5,741.32 | ↓ -66% |
| City of McKinney | COMM | $5,945.16 | ↓ -65% |
| BCBS | Traditional | $7,541.86 | ↓ -56% |
| Fidelis SecureCare | MGMCR | $8,300.00 | ↓ -51% |
| National ChoiceCare | WCOMP | $8,493.08 | ↓ -50% |
| Aetna | ASA | $8,951.71 | ↓ -47% |
| Aetna | WCOMP | $9,342.39 | ↓ -45% |
| PC Texas Partners | WCOMP | $9,342.39 | ↓ -45% |
| Physicians Coop of TX | MGMCR | $9,342.39 | ↓ -45% |
| Rockport Health Group | WORKERSCOMP | $9,342.39 | ↓ -45% |
| Averde Health, Inc | PPO | $9,851.97 | ↓ -42% |
| Magellan BH | Pinnacle | $10,191.70 | ↓ -40% |
| Value Options Behavioral Health | COMM | $10,191.70 | ↓ -40% |
| Magellan BH | Summit | $10,191.70 | ↓ -40% |
| Humana | BHCOMM | $11,041.00 | ↓ -35% |
| Multiplan PHCS | PrimaryNetwork | $11,890.31 | ↓ -30% |
| Mega Life | MGMCRPPO | $11,890.31 | ↓ -30% |
| Coastal Comp Health Networks | WCOMP | $11,890.31 | ↓ -30% |
| Aetna Coventry First Health | COMM | $12,348.94 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $12,739.62 | ↓ -25% |
| HealthSmart Preferred Care | PPO | $13,588.93 | ↓ -20% |
| USA Managed Care | COMM | $13,588.93 | ↓ -20% |
| Cigna Behavioral Health | COMM | $13,588.93 | ↓ -20% |
| ComPsych Corporation | COMM | $13,588.93 | ↓ -20% |
| Galaxy Health Network | PPO | $14,438.24 | ↓ -15% |
| Independent Medical Systems | COMM | $16,986.16 | ↑ +0% |
| National Healthcare Solutions | COMM | $16,986.16 | ↑ +0% |
| Unicare | MCD | $16,986.16 | ↑ +0% |
| Humana | COMM | $27,514.00 | ↑ +62% |
| Healthcare Highways | NarrowNetwork | $27,837.00 | ↑ +64% |
| Evry Health | COMM | $29,597.00 | ↑ +74% |
| Curative Administrators | COMM | $43,890.00 | ↑ +158% |
Visitor-reported prices
Comments
Tilt table study at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY | McKinney | $2,325.16 | $203.57 – $2,906.45 |
| BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY | McKinney | $2,325.16 | $203.57 – $2,906.45 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $2,325.16 | $203.57 – $2,906.45 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $2,325.10 | $200.26 – $3,487.65 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,062.26 | $200.26 – $2,577.82 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $2,325.16 | $155.17 – $2,906.45 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $2,325.10 | $244.68 – $3,487.65 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $2,325.10 | $1,201.30 – $3,487.65 |