Thigh/wght bear lacer non-mo at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$739.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$739.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.73 with Superior Health Plan vs $1,537.90 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARKids $51.73 ↓ -93%
Superior Health Plan MCDSTAR $51.73 ↓ -93%
Superior Health Plan STARPLUS $51.73 ↓ -93%
Superior Health Plan CHIP $51.73 ↓ -93%
Superior Health Plan STARHealth $51.73 ↓ -93%
Cigna IFP $99.77 ↓ -86%
Cigna QHP $103.46 ↓ -86%
United OptionsPPO $138.19 ↓ -81%
BCBS MyBlueHealth $182.53 ↓ -75%
BCBS BlueAdvantageHMO $182.53 ↓ -75%
Unicare CHIP $192.14 ↓ -74%
Cigna LocalPlus $195.10 ↓ -74%
Cigna NewBusiness $195.10 ↓ -74%
Cigna OpenAccessPlus $218.00 ↓ -71%
Cigna HMO $218.00 ↓ -71%
Cigna NetworkBenefit $218.00 ↓ -71%
BCBS BlueEssentialsAccess $235.74 ↓ -68%
BCBS BlueEssentials $235.74 ↓ -68%
BCBS EPOSOA $247.56 ↓ -67%
Healthcare Highways CityofPlano $249.78 ↓ -66%
City of McKinney COMM $258.65 ↓ -65%
BCBS PPO $258.65 ↓ -65%
Humana Tricare $264.03 ↓ -64%
BCBS MGMCRHMO $266.86 ↓ -64%
BCBS MCRPPO $266.86 ↓ -64%
WellMed MGMCR $270.84 ↓ -63%
Humana MGMCR $272.20 ↓ -63%
Devoted Health SNP $272.20 ↓ -63%
Devoted Health HMO $272.20 ↓ -63%
Devoted Health PPO $272.20 ↓ -63%
Devoted Health POS $272.20 ↓ -63%
Devoted Health MCR $272.20 ↓ -63%
Devoted Health MME $272.20 ↓ -63%
Mutual of Omaha MGMCR $272.20 ↓ -63%
Amerigroup DualEligible $272.20 ↓ -63%
TriWest Veterans FEDERAL $272.20 ↓ -63%
United MGMCR $273.56 ↓ -63%
Aetna MCR $274.51 ↓ -63%
Care N Care MGMCR $274.92 ↓ -63%
Cigna AllOther $275.65 ↓ -63%
Cigna Healthspring MGMCR $277.64 ↓ -62%
Integranet MGMCR $280.37 ↓ -62%
WellCare MGMCR $280.37 ↓ -62%
Superior Health Plan MGMCRDualEligible $285.81 ↓ -61%
Superior Health Plan MGMCRHMO $285.81 ↓ -61%
Superior Health Plan MGMCRPPO $285.81 ↓ -61%
Superior Health Plan MGMCRPFFS $285.81 ↓ -61%
Superior Health Plan MGMCRPOS $285.81 ↓ -61%
Superior Health Plan MGMCRSNP $285.81 ↓ -61%
American Health Plan of Texas, Inc. MGMCR $285.81 ↓ -61%
ProCare Advantge MCR $285.81 ↓ -61%
Texas Independent Health Plan MGMCR $288.53 ↓ -61%
Provider Partners Health Plan MCR $288.53 ↓ -61%
Molina MCR $296.70 ↓ -60%
Molina MME $296.70 ↓ -60%
Molina MMP $296.70 ↓ -60%
Cenpatico BHMGMCR $296.70 ↓ -60%
Imperial Insurance Company MCR $299.42 ↓ -59%
Universal Healthcare Group MCR $326.64 ↓ -56%
BCBS Traditional $328.12 ↓ -56%
Verda Health Plan MGMCR $353.86 ↓ -52%
National ChoiceCare WCOMP $369.50 ↓ -50%
Aetna ASA $389.45 ↓ -47%
PC Texas Partners WCOMP $406.45 ↓ -45%
Aetna WCOMP $406.45 ↓ -45%
Physicians Coop of TX MGMCR $406.45 ↓ -45%
Rockport Health Group WORKERSCOMP $406.45 ↓ -45%
Bravo Health MCRSNP $408.30 ↓ -45%
Bravo Health MCRHMO $408.30 ↓ -45%
Bravo Health MCRPOS $408.30 ↓ -45%
Bravo Health MCRPPO $408.30 ↓ -45%
Bravo Health MCRPFFS $408.30 ↓ -45%
Averde Health, Inc PPO $428.62 ↓ -42%
Value Options Behavioral Health COMM $443.40 ↓ -40%
Magellan BH Pinnacle $443.40 ↓ -40%
Magellan BH Summit $443.40 ↓ -40%
Humana BHCOMM $480.35 ↓ -35%
Superior ValueHMO $487.24 ↓ -34%
USA Managed Care WORKERSCOMP $517.18 ↓ -30%
Mega Life MGMCRPPO $517.30 ↓ -30%
Aetna Coventry First Health COMM $537.25 ↓ -27%
Corvel Corporation WORKERSCOMP $538.96 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $554.25 ↓ -25%
ComPsych Corporation COMM $591.20 ↓ -20%
Cigna Behavioral Health COMM $591.20 ↓ -20%
HealthSmart Preferred Care PPO $591.20 ↓ -20%
USA Managed Care COMM $591.20 ↓ -20%
Superior HMO $609.73 ↓ -17%
Superior EPO $609.73 ↓ -17%
Galaxy Health Network PPO $628.15 ↓ -15%
Molina Healthcare HIX $713.16 ↓ -3%
Unicare MCD $739.00 ↑ +0%
National Healthcare Solutions COMM $739.00 ↑ +0%
Independent Medical Systems COMM $739.00 ↑ +0%
Humana COMM $1,537.90 ↑ +108%

Visitor-reported prices

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Thigh/wght bear lacer non-mo at other Texas hospitals

Hospital City Cash price Negotiated range
Texas Health Presbyterian Hospital Allen Allen $464.92 not published
Texas Health Presbyterian Hospital Flower Mound Flower Mound $464.92 not published
Texas Health Harris Methodist Hospital Alliance Fort Worth $464.92 not published
Texas Health Arlington Memorial Hospital Arlington $464.92 not published
Texas Health Presbyterian Hospital Denton Denton $464.92 not published
Texas Health Presbyterian Hospital Plano Plano $464.92 not published
Texas Health Hospital Rockwall Rockwall $464.92 not published
Texas Health Center for Diagnostics and Surgery Plano Plano $464.92 not published

All Texas hospitals for this procedure →