Ther/proph/diag inj ia at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.88 with Superior Health Plan vs $398.25 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan MCDSTAR $27.88
Superior Health Plan STARKids $27.88
Superior Health Plan STARPLUS $27.88
Superior Health Plan CHIP $27.88
Superior Health Plan STARHealth $27.88
BCBS BluePremier $45.08
BCBS MyBlueHealth $52.53
BCBS BlueAdvantageHMO $52.53
Aetna QHPHIX $53.76
Cigna IFP $53.76
Cigna QHP $55.76
United OptionsPPO $74.47
Aetna NewBusiness $79.25
Oscar HIX $82.84
Aetna COMM $84.83
Aetna Meritain $84.83
BCBS BlueEssentials $93.02
BCBS BlueEssentialsAccess $93.02
Healthcare Highways NarrowNetwork $97.57
BCBS EPOSOA $97.60
Aetna OON $99.96
BCBS PPO $102.19
Evry Health COMM $102.75
Unicare CHIP $103.55
Cigna LocalPlus $105.14
Cigna NewBusiness $105.14
Cigna NetworkBenefit $117.48
Cigna HMO $117.48
Cigna OpenAccessPlus $117.48
Humana COMM $132.77
Healthcare Highways CityofPlano $134.61
City of McKinney COMM $139.39
Cigna AllOther $148.55
Curative Administrators COMM $159.30
BCBS Traditional $176.82
Fidelis SecureCare MGMCR $179.21
National ChoiceCare WCOMP $199.13
Aetna ASA $209.88
Aetna WCOMP $219.04
Physicians Coop of TX MGMCR $219.04
PC Texas Partners WCOMP $219.04
Rockport Health Group WORKERSCOMP $219.04
Averde Health, Inc PPO $230.99
Magellan BH Pinnacle $238.95
Value Options Behavioral Health COMM $238.95
Magellan BH Summit $238.95
Humana BHCOMM $258.86
Coastal Comp Health Networks WCOMP $278.77
Mega Life MGMCRPPO $278.77
Multiplan PHCS PrimaryNetwork $278.77
Aetna Coventry First Health COMM $289.53
LEWISVILLE ISD/DLS CONSULTING COMMPPO $298.69
USA Managed Care COMM $318.60
Cigna Behavioral Health COMM $318.60
ComPsych Corporation COMM $318.60
HealthSmart Preferred Care PPO $318.60
Galaxy Health Network PPO $338.51
Independent Medical Systems COMM $398.25
National Healthcare Solutions COMM $398.25
Unicare MCD $398.25

Visitor-reported prices

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Ther/proph/diag inj ia at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $247.33 $58.64 – $530.97
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $247.33 $52.93 – $530.97
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $247.33 $58.64 – $530.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $258.34 $53.17 – $530.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $235.55 $47.11 – $530.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $247.33 $44.69 – $530.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $258.34 $70.48 – $530.97
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $258.34 $133.47 – $530.97

All Texas hospitals for this procedure →