Strep b assay w/optic at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$846.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$846.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.69 with Parkland Community Health Plan vs $846.10 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Parkland Community Health Plan MCD $10.69 ↓ -99%
Amerigroup MGMCD $10.69 ↓ -99%
United STARPLUS $10.69 ↓ -99%
Amerigroup CHIP $10.69 ↓ -99%
United STARKids $10.69 ↓ -99%
United STAR $10.69 ↓ -99%
United STARPerinate $10.69 ↓ -99%
United CHIP $10.69 ↓ -99%
Cigna Healthspring MGMCD $11.22 ↓ -99%
Aetna Better Health CHIP $11.55 ↓ -99%
Aetna Better Health MCD $11.55 ↓ -99%
Molina MCDSTAR $11.76 ↓ -99%
Molina CHIP $11.76 ↓ -99%
Molina STARKIDS $11.76 ↓ -99%
Molina STAR+PLUS $11.76 ↓ -99%
WellMed MGMCR $12.67 ↓ -99%
TriWest Veterans FEDERAL $12.73 ↓ -98%
BCBS MGMCRHMO $12.73 ↓ -98%
BCBS MCRPPO $12.73 ↓ -98%
Devoted Health MME $12.73 ↓ -98%
Humana MGMCR $12.73 ↓ -98%
Mutual of Omaha MGMCR $12.73 ↓ -98%
Amerigroup DualEligible $12.73 ↓ -98%
Devoted Health SNP $12.73 ↓ -98%
Devoted Health HMO $12.73 ↓ -98%
Devoted Health POS $12.73 ↓ -98%
Devoted Health PPO $12.73 ↓ -98%
Devoted Health MCR $12.73 ↓ -98%
United AllPayerAppendix $12.73 ↓ -98%
United NarrowNetworkIndivExchange $12.73 ↓ -98%
United SmallGroup $12.73 ↓ -98%
United MGMCR $12.79 ↓ -98%
Aetna MCR $12.84 ↓ -98%
Care N Care MGMCR $12.86 ↓ -98%
Cigna Healthspring MGMCR $12.98 ↓ -98%
Integranet MGMCR $13.11 ↓ -98%
WellCare MGMCR $13.11 ↓ -98%
Humana MGMCD $13.36 ↓ -98%
Superior Health Plan MGMCRDualEligible $13.37 ↓ -98%
Superior Health Plan MGMCRPFFS $13.37 ↓ -98%
Superior Health Plan MGMCRPOS $13.37 ↓ -98%
Superior Health Plan MGMCRSNP $13.37 ↓ -98%
ProCare Advantge MCR $13.37 ↓ -98%
American Health Plan of Texas, Inc. MGMCR $13.37 ↓ -98%
Superior Health Plan MGMCRHMO $13.37 ↓ -98%
Superior Health Plan MGMCRPPO $13.37 ↓ -98%
Humana Tricare $13.37 ↓ -98%
Provider Partners Health Plan MCR $13.49 ↓ -98%
Texas Independent Health Plan MGMCR $13.49 ↓ -98%
Molina MMP $13.88 ↓ -98%
Molina MCR $13.88 ↓ -98%
Cenpatico BHMGMCR $13.88 ↓ -98%
Molina MME $13.88 ↓ -98%
Imperial Insurance Company MCR $14.00 ↓ -98%
Universal Healthcare Group MCR $15.28 ↓ -98%
Aetna QHPHIX $16.20 ↓ -98%
Verda Health Plan MGMCR $16.55 ↓ -98%
Bravo Health MCRSNP $19.09 ↓ -98%
Bravo Health MCRHMO $19.09 ↓ -98%
Bravo Health MCRPOS $19.09 ↓ -98%
Bravo Health MCRPPO $19.09 ↓ -98%
Bravo Health MCRPFFS $19.09 ↓ -98%
BCBS BluePremier $19.73 ↓ -98%
BCBS MyBlueHealth $22.28 ↓ -97%
BCBS BlueAdvantageHMO $22.28 ↓ -97%
Aetna NewBusiness $22.31 ↓ -97%
Superior ValueHMO $22.79 ↓ -97%
Aetna Meritain $23.76 ↓ -97%
Aetna COMM $23.76 ↓ -97%
USA Managed Care WORKERSCOMP $24.19 ↓ -97%
Corvel Corporation WORKERSCOMP $25.21 ↓ -97%
Aetna OON $27.96 ↓ -97%
Superior HMO $28.52 ↓ -97%
Superior EPO $28.52 ↓ -97%
BCBS BlueEssentialsAccess $31.44 ↓ -96%
BCBS BlueEssentials $31.44 ↓ -96%
BCBS EPOSOA $32.97 ↓ -96%
Oscar HIX $33.10 ↓ -96%
Molina Healthcare HIX $33.35 ↓ -96%
BCBS PPO $34.50 ↓ -96%
Cigna LocalPlus $49.05 ↓ -94%
Cigna NewBusiness $49.10 ↓ -94%
Cigna HMO $54.79 ↓ -94%
Cigna OpenAccessPlus $54.79 ↓ -94%
Cigna NetworkBenefit $54.79 ↓ -94%
Superior Health Plan MCDSTAR $59.23 ↓ -93%
Superior Health Plan CHIP $59.23 ↓ -93%
Superior Health Plan STARKids $59.23 ↓ -93%
Superior Health Plan STARPLUS $59.23 ↓ -93%
Superior Health Plan STARHealth $59.23 ↓ -93%
Cigna AllOther $69.34 ↓ -92%
Cigna IFP $114.22 ↓ -87%
Cigna QHP $118.45 ↓ -86%
Humana COMM $133.17 ↓ -84%
United OptionsPPO $158.22 ↓ -81%
Healthcare Highways NarrowNetwork $207.29 ↓ -76%
Evry Health COMM $218.29 ↓ -74%
Unicare CHIP $219.99 ↓ -74%
Healthcare Highways CityofPlano $285.98 ↓ -66%
City of McKinney COMM $296.13 ↓ -65%
BCBS Traditional $375.67 ↓ -56%
Fidelis SecureCare MGMCR $380.75 ↓ -55%
National ChoiceCare WCOMP $423.05 ↓ -50%
Aetna ASA $445.89 ↓ -47%
Physicians Coop of TX MGMCR $465.36 ↓ -45%
Rockport Health Group WORKERSCOMP $465.36 ↓ -45%
Aetna WCOMP $465.36 ↓ -45%
PC Texas Partners WCOMP $465.36 ↓ -45%
Averde Health, Inc PPO $490.74 ↓ -42%
Value Options Behavioral Health COMM $507.66 ↓ -40%
Magellan BH Summit $507.66 ↓ -40%
Magellan BH Pinnacle $507.66 ↓ -40%
Humana BHCOMM $549.97 ↓ -35%
Mega Life MGMCRPPO $592.27 ↓ -30%
Multiplan PHCS PrimaryNetwork $592.27 ↓ -30%
Coastal Comp Health Networks WCOMP $592.27 ↓ -30%
Aetna Coventry First Health COMM $615.11 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $634.58 ↓ -25%
Cigna Behavioral Health COMM $676.88 ↓ -20%
HealthSmart Preferred Care PPO $676.88 ↓ -20%
USA Managed Care COMM $676.88 ↓ -20%
ComPsych Corporation COMM $676.88 ↓ -20%
Galaxy Health Network PPO $719.18 ↓ -15%
National Healthcare Solutions COMM $846.10 ↑ +0%
Independent Medical Systems COMM $846.10 ↑ +0%
Unicare MCD $846.10 ↑ +0%
Curative Administrators COMM not published by hospital

Visitor-reported prices

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Strep b assay w/optic at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON CLEAR LAKE FRIENDSWOOD $723.35 $10.48 – $52.96
HCA HOUSTON MEDICAL CENTER Houston $701.60 $10.69 – $52.96
HCA HOUSTON KINGWOOD HUMBLE $729.33 $10.48 – $52.96
HCA HOUSTON NORTHWEST SPRING $605.91 $10.69 – $52.96
HCA HOUSTON WEST HOUSTON $367.00 $10.48 – $52.96
Texas Health Hospital Mansfield Mansfield $104.20 $12.73 – $53.29
Ascension Seton Cedar Park Hospital Cedar Park $183.96 $10.69 – $229.95
CHRISTUS Santa Rosa Emergency Center - Alon San Antonio $118.80 $6.37 – $48.03

All Texas hospitals for this procedure →