St analysis behavior qualitative voice/resonance at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.39 with Superior Health Plan vs $622.87 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan STARKids $17.39
Superior Health Plan STARHealth $17.39
Superior Health Plan MCDSTAR $17.39
Superior Health Plan STARPLUS $17.39
Superior Health Plan CHIP $17.39
Cigna IFP $33.55
Cigna QHP $34.79
United OptionsPPO $46.47
Oscar HIX $51.69
Unicare CHIP $64.61
Healthcare Highways CityofPlano $83.99
City of McKinney COMM $86.97
Humana Tricare $101.14
BCBS MCRPPO $104.27
BCBS MGMCRHMO $104.27
Aetna QHPHIX $106.00
WellMed MGMCR $106.65
TriWest Veterans FEDERAL $107.19
Humana MGMCR $107.19
Devoted Health PPO $107.19
Devoted Health MME $107.19
Devoted Health MCR $107.19
Amerigroup DualEligible $107.19
Devoted Health POS $107.19
Devoted Health HMO $107.19
Devoted Health SNP $107.19
Mutual of Omaha MGMCR $107.19
United MGMCR $107.73
Aetna MCR $108.10
Care N Care MGMCR $108.26
Cigna Healthspring MGMCR $109.33
BCBS Traditional $110.33
Integranet MGMCR $110.41
WellCare MGMCR $110.41
Fidelis SecureCare MGMCR $111.83
Superior Health Plan MGMCRPPO $112.55
Superior Health Plan MGMCRDualEligible $112.55
Superior Health Plan MGMCRPFFS $112.55
Superior Health Plan MGMCRPOS $112.55
Superior Health Plan MGMCRSNP $112.55
ProCare Advantge MCR $112.55
American Health Plan of Texas, Inc. MGMCR $112.55
Superior Health Plan MGMCRHMO $112.55
Provider Partners Health Plan MCR $113.62
Texas Independent Health Plan MGMCR $113.62
Molina MME $116.84
Molina MMP $116.84
Molina MCR $116.84
Cenpatico BHMGMCR $116.84
Imperial Insurance Company MCR $117.91
National ChoiceCare WCOMP $124.25
Universal Healthcare Group MCR $128.63
Aetna ASA $130.96
Rockport Health Group WORKERSCOMP $136.68
Aetna WCOMP $136.68
Physicians Coop of TX MGMCR $136.68
PC Texas Partners WCOMP $136.68
Verda Health Plan MGMCR $139.35
Aetna NewBusiness $143.00
Averde Health, Inc PPO $144.13
Value Options Behavioral Health COMM $149.10
Magellan BH Pinnacle $149.10
Magellan BH Summit $149.10
Aetna COMM $155.00
Aetna Meritain $155.00
Bravo Health MCRPOS $160.78
Bravo Health MCRPFFS $160.78
Bravo Health MCRSNP $160.78
Bravo Health MCRPPO $160.78
Bravo Health MCRHMO $160.78
Humana BHCOMM $161.53
Coastal Comp Health Networks WCOMP $173.95
Multiplan PHCS PrimaryNetwork $173.95
Mega Life MGMCRPPO $173.95
Aetna OON $179.00
Aetna Coventry First Health COMM $180.66
LEWISVILLE ISD/DLS CONSULTING COMMPPO $186.38
Superior ValueHMO $191.87
HealthSmart Preferred Care PPO $198.80
USA Managed Care COMM $198.80
Cigna Behavioral Health COMM $198.80
ComPsych Corporation COMM $198.80
USA Managed Care WORKERSCOMP $203.66
Galaxy Health Network PPO $211.22
Corvel Corporation WORKERSCOMP $212.24
BCBS BluePremier $213.49
Superior HMO $240.11
Superior EPO $240.11
Unicare MCD $248.50
National Healthcare Solutions COMM $248.50
Independent Medical Systems COMM $248.50
BCBS BlueAdvantageHMO $248.76
BCBS MyBlueHealth $248.76
Molina Healthcare HIX $280.84
BCBS BlueEssentialsAccess $440.54
BCBS BlueEssentials $440.54
BCBS EPOSOA $462.25
BCBS PPO $483.96
Humana COMM $622.87

Visitor-reported prices

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St analysis behavior qualitative voice/resonance at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $382.60 $108.00 – $542.02
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $382.60 $81.88 – $542.02
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $382.60 $108.00 – $542.02
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $376.38 $77.47 – $564.57
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $401.71 $80.34 – $502.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $382.60 $102.03 – $542.02
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $376.38 $108.00 – $564.57
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $376.38 $155.00 – $564.57

All Texas hospitals for this procedure →