Sodium chloride 0.9 % IV bolus at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$27.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$27.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$1.20 with Humana vs $48.80 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $1.20 ↓ -96%
Superior Health Plan CHIP $1.95 ↓ -93%
Superior Health Plan STARKids $1.95 ↓ -93%
Superior Health Plan STARHealth $1.95 ↓ -93%
Superior Health Plan MCDSTAR $1.95 ↓ -93%
Superior Health Plan STARPLUS $1.95 ↓ -93%
United NarrowNetworkIndivExchange $2.13 ↓ -92%
United AllPayerAppendix $2.13 ↓ -92%
United SmallGroup $2.13 ↓ -92%
Aetna QHPHIX $3.77 ↓ -86%
Cigna IFP $3.77 ↓ -86%
Cigna QHP $3.91 ↓ -86%
United OptionsPPO $5.22 ↓ -81%
Aetna NewBusiness $5.55 ↓ -80%
Aetna COMM $5.94 ↓ -79%
Aetna Meritain $5.94 ↓ -79%
Aetna OON $7.00 ↓ -75%
Unicare CHIP $7.25 ↓ -74%
Cigna LocalPlus $8.35 ↓ -70%
Cigna NewBusiness $8.36 ↓ -70%
Cigna NetworkBenefit $9.33 ↓ -67%
Cigna HMO $9.33 ↓ -67%
Cigna OpenAccessPlus $9.33 ↓ -67%
Healthcare Highways CityofPlano $9.43 ↓ -66%
Humana COMM $9.44 ↓ -66%
City of McKinney COMM $9.77 ↓ -65%
Cigna AllOther $11.80 ↓ -58%
BCBS Traditional $12.39 ↓ -56%
National ChoiceCare WCOMP $13.95 ↓ -50%
Aetna ASA $14.70 ↓ -47%
Physicians Coop of TX MGMCR $15.35 ↓ -45%
Rockport Health Group WORKERSCOMP $15.35 ↓ -45%
Aetna WCOMP $15.35 ↓ -45%
PC Texas Partners WCOMP $15.35 ↓ -45%
Averde Health, Inc PPO $16.18 ↓ -42%
Value Options Behavioral Health COMM $16.74 ↓ -40%
Magellan BH Pinnacle $16.74 ↓ -40%
Magellan BH Summit $16.74 ↓ -40%
Humana BHCOMM $18.14 ↓ -35%
Coastal Comp Health Networks WCOMP $19.53 ↓ -30%
Mega Life MGMCRPPO $19.53 ↓ -30%
Aetna Coventry First Health COMM $20.28 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $20.93 ↓ -25%
HealthSmart Preferred Care PPO $22.32 ↓ -20%
Cigna Behavioral Health COMM $22.32 ↓ -20%
USA Managed Care COMM $22.32 ↓ -20%
Galaxy Health Network PPO $23.71 ↓ -15%
BCBS BlueAdvantageHMO $25.70 ↓ -8%
BCBS MyBlueHealth $25.70 ↓ -8%
National Healthcare Solutions COMM $27.90 ↑ +0%
Independent Medical Systems COMM $27.90 ↑ +0%
Unicare MCD $27.90 ↑ +0%
BCBS BlueEssentialsAccess $37.62 ↑ +35%
BCBS BlueEssentials $37.62 ↑ +35%
BCBS EPOSOA $39.48 ↑ +42%
BCBS PPO $41.35 ↑ +48%
BCBS BluePremier $48.80 ↑ +75%

Visitor-reported prices

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Sodium chloride 0.9 % IV bolus at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $30.00 $1.49 – $42.50
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $30.00 $1.49 – $42.50
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $30.00 $1.49 – $42.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $30.00 $1.49 – $45.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $30.00 $1.49 – $37.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $30.00 $1.49 – $42.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $30.00 $1.49 – $45.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $30.00 $1.49 – $45.00

All Texas hospitals for this procedure →