Sleep study attended at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$18,170.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,170.40

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$752.37 with Aetna vs $18,170.40 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna QHPHIX $752.37 ↓ -96%
BCBS BluePremier $883.70 ↓ -95%
Aetna NewBusiness $1,028.24 ↓ -94%
BCBS MyBlueHealth $1,029.74 ↓ -94%
BCBS BlueAdvantageHMO $1,029.74 ↓ -94%
Aetna Meritain $1,098.46 ↓ -94%
Aetna COMM $1,098.46 ↓ -94%
Superior Health Plan STARHealth $1,271.93 ↓ -93%
Superior Health Plan CHIP $1,271.93 ↓ -93%
Superior Health Plan STARKids $1,271.93 ↓ -93%
Superior Health Plan STARPLUS $1,271.93 ↓ -93%
Superior Health Plan MCDSTAR $1,271.93 ↓ -93%
Aetna OON $1,291.57 ↓ -93%
BCBS BlueEssentials $1,823.57 ↓ -90%
BCBS BlueEssentialsAccess $1,823.57 ↓ -90%
BCBS EPOSOA $1,913.44 ↓ -89%
United NarrowNetworkIndivExchange $1,927.00 ↓ -89%
BCBS PPO $2,003.31 ↓ -89%
United SmallGroup $2,348.00 ↓ -87%
Cigna IFP $2,453.00 ↓ -87%
Cigna QHP $2,543.86 ↓ -86%
Humana COMM $2,722.27 ↓ -85%
United AllPayerAppendix $3,130.00 ↓ -83%
United OptionsPPO $3,397.86 ↓ -81%
Oscar HIX $3,779.44 ↓ -79%
Healthcare Highways NarrowNetwork $4,451.75 ↓ -75%
Evry Health COMM $4,687.96 ↓ -74%
Unicare CHIP $4,724.30 ↓ -74%
Cigna NewBusiness $4,796.99 ↓ -74%
Cigna LocalPlus $4,796.99 ↓ -74%
Cigna NetworkBenefit $5,360.27 ↓ -70%
Cigna HMO $5,360.27 ↓ -70%
Cigna OpenAccessPlus $5,360.27 ↓ -70%
Healthcare Highways CityofPlano $6,141.60 ↓ -66%
City of McKinney COMM $6,359.64 ↓ -65%
Cigna AllOther $6,777.56 ↓ -63%
Curative Administrators COMM $7,268.16 ↓ -60%
BCBS Traditional $8,067.66 ↓ -56%
Fidelis SecureCare MGMCR $8,176.68 ↓ -55%
National ChoiceCare WCOMP $9,085.20 ↓ -50%
Aetna ASA $9,575.80 ↓ -47%
Rockport Health Group WORKERSCOMP $9,993.72 ↓ -45%
Physicians Coop of TX MGMCR $9,993.72 ↓ -45%
PC Texas Partners WCOMP $9,993.72 ↓ -45%
Aetna WCOMP $9,993.72 ↓ -45%
Averde Health, Inc PPO $10,538.83 ↓ -42%
Value Options Behavioral Health COMM $10,902.24 ↓ -40%
Magellan BH Summit $10,902.24 ↓ -40%
Magellan BH Pinnacle $10,902.24 ↓ -40%
Humana BHCOMM $11,810.76 ↓ -35%
Mega Life MGMCRPPO $12,719.28 ↓ -30%
Multiplan PHCS PrimaryNetwork $12,719.28 ↓ -30%
Coastal Comp Health Networks WCOMP $12,719.28 ↓ -30%
Aetna Coventry First Health COMM $13,209.88 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $13,627.80 ↓ -25%
ComPsych Corporation COMM $14,536.32 ↓ -20%
Cigna Behavioral Health COMM $14,536.32 ↓ -20%
USA Managed Care COMM $14,536.32 ↓ -20%
HealthSmart Preferred Care PPO $14,536.32 ↓ -20%
Galaxy Health Network PPO $15,444.84 ↓ -15%
National Healthcare Solutions COMM $18,170.40 ↑ +0%
Unicare MCD $18,170.40 ↑ +0%
Independent Medical Systems COMM $18,170.40 ↑ +0%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Sleep study attended at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,625.75 $334.63 – $2,438.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,830.09 $356.12 – $3,537.61
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,625.75 $356.12 – $2,438.62
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,625.75 $839.97 – $2,438.62
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,830.09 $356.12 – $4,245.14
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $1,625.75 $325.15 – $2,062.00
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $1,625.75 $356.12 – $2,438.62
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $2,830.09 $356.12 – $4,245.14

All Texas hospitals for this procedure →