Shoe heel thomas with wedge at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.11 with Humana vs $408.33 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Tricare $70.11
BCBS MGMCRHMO $70.86
BCBS MCRPPO $70.86
WellMed MGMCR $71.92
Devoted Health PPO $72.28
Amerigroup DualEligible $72.28
Mutual of Omaha MGMCR $72.28
Devoted Health SNP $72.28
Devoted Health HMO $72.28
Devoted Health POS $72.28
Devoted Health MCR $72.28
Devoted Health MME $72.28
TriWest Veterans FEDERAL $72.28
Humana MGMCR $72.28
United MGMCR $72.64
Aetna MCR $72.89
Care N Care MGMCR $73.00
Cigna Healthspring MGMCR $73.73
Integranet MGMCR $74.45
WellCare MGMCR $74.45
American Health Plan of Texas, Inc. MGMCR $75.89
Superior Health Plan MGMCRHMO $75.89
Superior Health Plan MGMCRPPO $75.89
Superior Health Plan MGMCRDualEligible $75.89
Superior Health Plan MGMCRPFFS $75.89
Superior Health Plan MGMCRPOS $75.89
Superior Health Plan MGMCRSNP $75.89
ProCare Advantge MCR $75.89
Texas Independent Health Plan MGMCR $76.62
Provider Partners Health Plan MCR $76.62
Molina MME $78.79
Molina MCR $78.79
Cenpatico BHMGMCR $78.79
Molina MMP $78.79
Imperial Insurance Company MCR $79.51
Universal Healthcare Group MCR $86.74
Verda Health Plan MGMCR $93.96
Bravo Health MCRPOS $108.42
Bravo Health MCRSNP $108.42
Bravo Health MCRHMO $108.42
Bravo Health MCRPPO $108.42
Bravo Health MCRPFFS $108.42
Superior ValueHMO $129.38
USA Managed Care WORKERSCOMP $137.33
Corvel Corporation WORKERSCOMP $143.11
Superior EPO $161.91
Superior HMO $161.91
Molina Healthcare HIX $189.37
Humana COMM $408.33

Visitor-reported prices

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Shoe heel thomas with wedge at other Texas hospitals

Hospital City Cash price Negotiated range
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $70.83 – $155.40
HCA HOUSTON MEDICAL CENTER Houston not published $70.83 – $155.40
HCA HOUSTON CONROE CONROE not published $70.83 – $155.40
HCA HOUSTON KINGWOOD HUMBLE not published $70.83 – $155.40
HCA HOUSTON NORTHWEST SPRING not published $70.83 – $155.40
HCA HOUSTON PEARLAND Pearland not published $70.83 – $155.40
HCA HOUSTON SOUTHEAST PASADENA not published $70.83 – $155.40
HCA HOUSTON WEST HOUSTON not published $70.83 – $155.40

All Texas hospitals for this procedure →