Rtm 1st set-up&pt educaj eqp at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.64 with BCBS vs $649.22 with BCBS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $18.64
BCBS MGMCRHMO $18.64
WellMed MGMCR $20.47
TriWest Veterans FEDERAL $20.57
Humana MGMCR $20.57
Devoted Health MME $20.57
Devoted Health MCR $20.57
Devoted Health SNP $20.57
Devoted Health HMO $20.57
Devoted Health POS $20.57
Devoted Health PPO $20.57
Amerigroup DualEligible $20.57
Mutual of Omaha MGMCR $20.57
United MGMCR $20.67
Aetna MCR $20.74
Care N Care MGMCR $20.78
Cigna Healthspring MGMCR $20.98
WellCare MGMCR $21.19
Integranet MGMCR $21.19
Superior Health Plan MGMCRDualEligible $21.60
Superior Health Plan MGMCRHMO $21.60
Superior Health Plan MGMCRPPO $21.60
Superior Health Plan MGMCRPFFS $21.60
Superior Health Plan MGMCRPOS $21.60
Superior Health Plan MGMCRSNP $21.60
American Health Plan of Texas, Inc. MGMCR $21.60
ProCare Advantge MCR $21.60
Texas Independent Health Plan MGMCR $21.80
Provider Partners Health Plan MCR $21.80
Cenpatico BHMGMCR $22.42
Molina MME $22.42
Molina MCR $22.42
Molina MMP $22.42
Imperial Insurance Company MCR $22.63
Universal Healthcare Group MCR $24.68
Verda Health Plan MGMCR $26.74
Bravo Health MCRHMO $30.86
Bravo Health MCRPPO $30.86
Bravo Health MCRSNP $30.86
Bravo Health MCRPFFS $30.86
Bravo Health MCRPOS $30.86
Superior ValueHMO $36.82
USA Managed Care WORKERSCOMP $39.08
Corvel Corporation WORKERSCOMP $40.73
Superior HMO $46.08
Superior EPO $46.08
Molina Healthcare HIX $53.89
BCBS BluePremier $286.39
BCBS MyBlueHealth $333.71
BCBS BlueAdvantageHMO $333.71
BCBS BlueEssentials $590.97
BCBS BlueEssentialsAccess $590.97
BCBS EPOSOA $620.10
BCBS PPO $649.22

Visitor-reported prices

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Rtm 1st set-up&pt educaj eqp at other Texas hospitals

Hospital City Cash price Negotiated range
Covenant Children's Hospital Lubbock $162.12 $413.80 – $413.80
Covenant Medical Center Lubbock $162.12 $133.74 – $413.80
Covenant Hospital Plainview Plainview $175.56 $129.73 – $141.10
Covenant Hospital Levelland Levelland $177.66 $129.73 – $141.10
Covenant Specialty Hospital Lubbock $162.12 not published
Houston Methodist The Woodlands Hospital The Woodlands $243.00 $133.74 – $267.49
Houston Methodist Cypress Hospital Cypress $243.00 $133.74 – $260.80
Houston Methodist Willowbrook Hospital Houston $243.00 $133.74 – $260.80

All Texas hospitals for this procedure →