Revision tips at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$948.00 with Superior Health Plan vs $91,050.03 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan MCDSTAR $948.00
Superior Health Plan STARKids $948.00
Superior Health Plan CHIP $948.00
Superior Health Plan STARHealth $948.00
Superior Health Plan STARPLUS $948.00
Fidelis SecureCare MGMCR $1,995.00
Aetna QHPHIX $2,513.00
Aetna NewBusiness $3,445.00
Aetna Meritain $3,682.00
Aetna COMM $3,682.00
Aetna OON $4,332.00
WellMed MGMCR $5,746.09
BCBS BluePremier $6,588.70
Oscar HIX $7,008.00
Humana COMM $7,113.00
Curative Administrators COMM $9,875.00
Healthcare Highways NarrowNetwork $10,122.00
Evry Health COMM $10,763.00
BCBS MyBlueHealth $11,146.30
BCBS BlueAdvantageHMO $11,146.30
Cigna IFP $12,291.75
Cigna QHP $12,747.00
BCBS BlueEssentialsAccess $13,276.48
BCBS BlueEssentials $13,276.48
BCBS EPOSOA $13,970.03
BCBS PPO $14,614.03
United NarrowNetworkIndivExchange $14,972.00
United SmallGroup $16,255.00
United OptionsPPO $17,026.36
Cigna LocalPlus $20,013.00
Cigna NewBusiness $20,033.00
Cigna HMO $22,360.00
Cigna NetworkBenefit $22,360.00
Cigna OpenAccessPlus $22,360.00
United AllPayerAppendix $22,660.00
Unicare CHIP $23,673.01
Cigna AllOther $28,286.00
Healthcare Highways CityofPlano $30,774.91
City of McKinney COMM $31,867.51
BCBS Traditional $40,426.21
National ChoiceCare WCOMP $45,525.01
Aetna ASA $47,983.37
PC Texas Partners WCOMP $50,077.52
Aetna WCOMP $50,077.52
Rockport Health Group WORKERSCOMP $50,077.52
Physicians Coop of TX MGMCR $50,077.52
Averde Health, Inc PPO $52,809.02
Value Options Behavioral Health COMM $54,630.02
Magellan BH Pinnacle $54,630.02
Magellan BH Summit $54,630.02
Humana BHCOMM $59,182.52
Coastal Comp Health Networks WCOMP $63,735.02
Mega Life MGMCRPPO $63,735.02
Multiplan PHCS PrimaryNetwork $63,735.02
Aetna Coventry First Health COMM $66,193.37
LEWISVILLE ISD/DLS CONSULTING COMMPPO $68,287.52
Cigna Behavioral Health COMM $72,840.02
HealthSmart Preferred Care PPO $72,840.02
USA Managed Care COMM $72,840.02
ComPsych Corporation COMM $72,840.02
Galaxy Health Network PPO $77,392.53
Unicare MCD $91,050.03
National Healthcare Solutions COMM $91,050.03
Independent Medical Systems COMM $91,050.03

Visitor-reported prices

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Revision tips at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $11,218.30 $3,178.52 – $14,159.18
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $11,218.30 $2,400.72 – $14,159.18
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $11,218.30 $3,178.52 – $14,159.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $14,711.04 $71.00 – $22,066.56
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $13,111.45 $71.00 – $16,389.31
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $11,218.30 $2,991.55 – $14,159.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $14,711.04 $85.00 – $22,066.56
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $14,711.04 $7,600.70 – $22,066.56

All Texas hospitals for this procedure →