Resuscitation delivery/birthing room at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$2,154.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,154.69

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$150.83 with Superior Health Plan vs $2,154.69 with Unicare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan CHIP $150.83 ↓ -93%
Superior Health Plan STARHealth $150.83 ↓ -93%
Superior Health Plan MCDSTAR $150.83 ↓ -93%
Superior Health Plan STARPLUS $150.83 ↓ -93%
Superior Health Plan STARKids $150.83 ↓ -93%
Aetna QHPHIX $290.88 ↓ -87%
Cigna IFP $290.88 ↓ -87%
Cigna QHP $301.66 ↓ -86%
BCBS BluePremier $351.26 ↓ -84%
United OptionsPPO $402.93 ↓ -81%
BCBS MyBlueHealth $409.31 ↓ -81%
BCBS BlueAdvantageHMO $409.31 ↓ -81%
Aetna NewBusiness $428.78 ↓ -80%
Oscar HIX $448.18 ↓ -79%
Aetna Meritain $458.95 ↓ -79%
Aetna COMM $458.95 ↓ -79%
Aetna OON $540.83 ↓ -75%
Unicare CHIP $560.22 ↓ -74%
BCBS BlueEssentialsAccess $724.85 ↓ -66%
BCBS BlueEssentials $724.85 ↓ -66%
Healthcare Highways CityofPlano $728.29 ↓ -66%
City of McKinney COMM $754.14 ↓ -65%
BCBS EPOSOA $760.57 ↓ -65%
BCBS PPO $796.29 ↓ -63%
BCBS Traditional $956.68 ↓ -56%
Fidelis SecureCare MGMCR $969.61 ↓ -55%
Humana COMM $1,037.50 ↓ -52%
National ChoiceCare WCOMP $1,077.35 ↓ -50%
Aetna ASA $1,135.52 ↓ -47%
Rockport Health Group WORKERSCOMP $1,185.08 ↓ -45%
Aetna WCOMP $1,185.08 ↓ -45%
Physicians Coop of TX MGMCR $1,185.08 ↓ -45%
PC Texas Partners WCOMP $1,185.08 ↓ -45%
Averde Health, Inc PPO $1,249.72 ↓ -42%
Value Options Behavioral Health COMM $1,292.81 ↓ -40%
Magellan BH Pinnacle $1,292.81 ↓ -40%
Magellan BH Summit $1,292.81 ↓ -40%
Humana BHCOMM $1,400.55 ↓ -35%
Coastal Comp Health Networks WCOMP $1,508.28 ↓ -30%
Mega Life MGMCRPPO $1,508.28 ↓ -30%
Multiplan PHCS PrimaryNetwork $1,508.28 ↓ -30%
Aetna Coventry First Health COMM $1,566.46 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $1,616.02 ↓ -25%
ComPsych Corporation COMM $1,723.75 ↓ -20%
USA Managed Care COMM $1,723.75 ↓ -20%
Cigna Behavioral Health COMM $1,723.75 ↓ -20%
HealthSmart Preferred Care PPO $1,723.75 ↓ -20%
Galaxy Health Network PPO $1,831.49 ↓ -15%
Independent Medical Systems COMM $2,154.69 ↑ +0%
National Healthcare Solutions COMM $2,154.69 ↑ +0%
Unicare MCD $2,154.69 ↑ +0%

Visitor-reported prices

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Resuscitation delivery/birthing room at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $913.29 $258.77 – $1,612.26
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - MCKINNEY McKinney $913.29 $195.44 – $1,612.26
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $913.29 $258.77 – $1,612.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $422.74 $87.01 – $1,612.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $732.22 $146.44 – $1,612.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $913.29 $243.54 – $1,612.26
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $422.74 $135.70 – $1,612.26
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $422.74 $218.41 – $1,612.26

All Texas hospitals for this procedure →