Renal cyst study s&i at MEDICAL CITY MCKINNEY HOSPITAL

4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 16, 2026

$3,012.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,012.32

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.35 with United vs $3,012.32 with Independent Medical Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United STAR $81.35 ↓ -97%
Parkland Community Health Plan MCD $81.35 ↓ -97%
Amerigroup MGMCD $81.35 ↓ -97%
Amerigroup CHIP $81.35 ↓ -97%
United CHIP $81.35 ↓ -97%
United STARPerinate $81.35 ↓ -97%
United STARPLUS $81.35 ↓ -97%
United STARKids $81.35 ↓ -97%
Cigna Healthspring MGMCD $85.42 ↓ -97%
Aetna Better Health CHIP $87.86 ↓ -97%
Aetna Better Health MCD $87.86 ↓ -97%
Molina CHIP $89.48 ↓ -97%
Molina MCDSTAR $89.48 ↓ -97%
Molina STARKIDS $89.48 ↓ -97%
Molina STAR+PLUS $89.48 ↓ -97%
Humana MGMCD $101.69 ↓ -97%
Cigna LocalPlus $169.91 ↓ -94%
Cigna NewBusiness $170.08 ↓ -94%
Cigna HMO $189.77 ↓ -94%
Cigna NetworkBenefit $189.77 ↓ -94%
Cigna OpenAccessPlus $189.77 ↓ -94%
Superior Health Plan CHIP $210.86 ↓ -93%
Superior Health Plan STARPLUS $210.86 ↓ -93%
Superior Health Plan STARKids $210.86 ↓ -93%
Superior Health Plan STARHealth $210.86 ↓ -93%
Superior Health Plan MCDSTAR $210.86 ↓ -93%
Humana COMM $231.19 ↓ -92%
Cigna AllOther $240.18 ↓ -92%
United SmallGroup $313.62 ↓ -90%
United NarrowNetworkIndivExchange $313.62 ↓ -90%
Cigna IFP $406.66 ↓ -87%
Cigna QHP $421.72 ↓ -86%
United OptionsPPO $563.30 ↓ -81%
BCBS BluePremier $573.08 ↓ -81%
BCBS MyBlueHealth $630.87 ↓ -79%
BCBS BlueAdvantageHMO $630.87 ↓ -79%
Healthcare Highways NarrowNetwork $738.02 ↓ -75%
Evry Health COMM $777.18 ↓ -74%
Unicare CHIP $783.20 ↓ -74%
Aetna QHPHIX $803.35 ↓ -73%
Healthcare Highways CityofPlano $1,018.16 ↓ -66%
City of McKinney COMM $1,054.31 ↓ -65%
United AllPayerAppendix $1,086.50 ↓ -64%
Aetna NewBusiness $1,101.47 ↓ -63%
Aetna COMM $1,179.93 ↓ -61%
Aetna Meritain $1,179.93 ↓ -61%
Curative Administrators COMM $1,204.93 ↓ -60%
BCBS Traditional $1,337.47 ↓ -56%
Fidelis SecureCare MGMCR $1,355.54 ↓ -55%
Aetna OON $1,383.90 ↓ -54%
National ChoiceCare WCOMP $1,506.16 ↓ -50%
Aetna ASA $1,587.49 ↓ -47%
Aetna WCOMP $1,656.78 ↓ -45%
Rockport Health Group WORKERSCOMP $1,656.78 ↓ -45%
Physicians Coop of TX MGMCR $1,656.78 ↓ -45%
PC Texas Partners WCOMP $1,656.78 ↓ -45%
Averde Health, Inc PPO $1,747.15 ↓ -42%
Magellan BH Summit $1,807.39 ↓ -40%
Value Options Behavioral Health COMM $1,807.39 ↓ -40%
Magellan BH Pinnacle $1,807.39 ↓ -40%
BCBS BlueEssentials $1,873.35 ↓ -38%
BCBS BlueEssentialsAccess $1,873.35 ↓ -38%
Humana BHCOMM $1,958.01 ↓ -35%
BCBS EPOSOA $1,964.85 ↓ -35%
BCBS PPO $2,056.35 ↓ -32%
Coastal Comp Health Networks WCOMP $2,108.62 ↓ -30%
Mega Life MGMCRPPO $2,108.62 ↓ -30%
Multiplan PHCS PrimaryNetwork $2,108.62 ↓ -30%
Aetna Coventry First Health COMM $2,189.96 ↓ -27%
LEWISVILLE ISD/DLS CONSULTING COMMPPO $2,259.24 ↓ -25%
ComPsych Corporation COMM $2,409.86 ↓ -20%
Cigna Behavioral Health COMM $2,409.86 ↓ -20%
USA Managed Care COMM $2,409.86 ↓ -20%
HealthSmart Preferred Care PPO $2,409.86 ↓ -20%
Galaxy Health Network PPO $2,560.47 ↓ -15%
Unicare MCD $3,012.32 ↑ +0%
National Healthcare Solutions COMM $3,012.32 ↑ +0%
Independent Medical Systems COMM $3,012.32 ↑ +0%

Visitor-reported prices

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Renal cyst study s&i at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $706.71 $145.46 – $1,366.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $820.15 $81.35 – $1,366.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $706.71 $87.04 – $1,366.64
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $706.71 $81.35 – $1,366.64
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $820.15 $81.35 – $1,366.64
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $706.71 $81.35 – $1,366.64
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $706.71 $81.35 – $1,366.64
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $820.15 $81.35 – $1,618.11

All Texas hospitals for this procedure →