Renal cyst study s&i at MEDICAL CITY MCKINNEY HOSPITAL
4500 Medical Center Drive, McKinney, TX · Medicalcityhealthcare · · NPI 1437102639
$3,012.32
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,012.32
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$81.35 with United vs $3,012.32 with Independent Medical Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | STAR | $81.35 | ↓ -97% |
| Parkland Community Health Plan | MCD | $81.35 | ↓ -97% |
| Amerigroup | MGMCD | $81.35 | ↓ -97% |
| Amerigroup | CHIP | $81.35 | ↓ -97% |
| United | CHIP | $81.35 | ↓ -97% |
| United | STARPerinate | $81.35 | ↓ -97% |
| United | STARPLUS | $81.35 | ↓ -97% |
| United | STARKids | $81.35 | ↓ -97% |
| Cigna Healthspring | MGMCD | $85.42 | ↓ -97% |
| Aetna Better Health | CHIP | $87.86 | ↓ -97% |
| Aetna Better Health | MCD | $87.86 | ↓ -97% |
| Molina | CHIP | $89.48 | ↓ -97% |
| Molina | MCDSTAR | $89.48 | ↓ -97% |
| Molina | STARKIDS | $89.48 | ↓ -97% |
| Molina | STAR+PLUS | $89.48 | ↓ -97% |
| Humana | MGMCD | $101.69 | ↓ -97% |
| Cigna | LocalPlus | $169.91 | ↓ -94% |
| Cigna | NewBusiness | $170.08 | ↓ -94% |
| Cigna | HMO | $189.77 | ↓ -94% |
| Cigna | NetworkBenefit | $189.77 | ↓ -94% |
| Cigna | OpenAccessPlus | $189.77 | ↓ -94% |
| Superior Health Plan | CHIP | $210.86 | ↓ -93% |
| Superior Health Plan | STARPLUS | $210.86 | ↓ -93% |
| Superior Health Plan | STARKids | $210.86 | ↓ -93% |
| Superior Health Plan | STARHealth | $210.86 | ↓ -93% |
| Superior Health Plan | MCDSTAR | $210.86 | ↓ -93% |
| Humana | COMM | $231.19 | ↓ -92% |
| Cigna | AllOther | $240.18 | ↓ -92% |
| United | SmallGroup | $313.62 | ↓ -90% |
| United | NarrowNetworkIndivExchange | $313.62 | ↓ -90% |
| Cigna | IFP | $406.66 | ↓ -87% |
| Cigna | QHP | $421.72 | ↓ -86% |
| United | OptionsPPO | $563.30 | ↓ -81% |
| BCBS | BluePremier | $573.08 | ↓ -81% |
| BCBS | MyBlueHealth | $630.87 | ↓ -79% |
| BCBS | BlueAdvantageHMO | $630.87 | ↓ -79% |
| Healthcare Highways | NarrowNetwork | $738.02 | ↓ -75% |
| Evry Health | COMM | $777.18 | ↓ -74% |
| Unicare | CHIP | $783.20 | ↓ -74% |
| Aetna | QHPHIX | $803.35 | ↓ -73% |
| Healthcare Highways | CityofPlano | $1,018.16 | ↓ -66% |
| City of McKinney | COMM | $1,054.31 | ↓ -65% |
| United | AllPayerAppendix | $1,086.50 | ↓ -64% |
| Aetna | NewBusiness | $1,101.47 | ↓ -63% |
| Aetna | COMM | $1,179.93 | ↓ -61% |
| Aetna | Meritain | $1,179.93 | ↓ -61% |
| Curative Administrators | COMM | $1,204.93 | ↓ -60% |
| BCBS | Traditional | $1,337.47 | ↓ -56% |
| Fidelis SecureCare | MGMCR | $1,355.54 | ↓ -55% |
| Aetna | OON | $1,383.90 | ↓ -54% |
| National ChoiceCare | WCOMP | $1,506.16 | ↓ -50% |
| Aetna | ASA | $1,587.49 | ↓ -47% |
| Aetna | WCOMP | $1,656.78 | ↓ -45% |
| Rockport Health Group | WORKERSCOMP | $1,656.78 | ↓ -45% |
| Physicians Coop of TX | MGMCR | $1,656.78 | ↓ -45% |
| PC Texas Partners | WCOMP | $1,656.78 | ↓ -45% |
| Averde Health, Inc | PPO | $1,747.15 | ↓ -42% |
| Magellan BH | Summit | $1,807.39 | ↓ -40% |
| Value Options Behavioral Health | COMM | $1,807.39 | ↓ -40% |
| Magellan BH | Pinnacle | $1,807.39 | ↓ -40% |
| BCBS | BlueEssentials | $1,873.35 | ↓ -38% |
| BCBS | BlueEssentialsAccess | $1,873.35 | ↓ -38% |
| Humana | BHCOMM | $1,958.01 | ↓ -35% |
| BCBS | EPOSOA | $1,964.85 | ↓ -35% |
| BCBS | PPO | $2,056.35 | ↓ -32% |
| Coastal Comp Health Networks | WCOMP | $2,108.62 | ↓ -30% |
| Mega Life | MGMCRPPO | $2,108.62 | ↓ -30% |
| Multiplan PHCS | PrimaryNetwork | $2,108.62 | ↓ -30% |
| Aetna Coventry First Health | COMM | $2,189.96 | ↓ -27% |
| LEWISVILLE ISD/DLS CONSULTING | COMMPPO | $2,259.24 | ↓ -25% |
| ComPsych Corporation | COMM | $2,409.86 | ↓ -20% |
| Cigna Behavioral Health | COMM | $2,409.86 | ↓ -20% |
| USA Managed Care | COMM | $2,409.86 | ↓ -20% |
| HealthSmart Preferred Care | PPO | $2,409.86 | ↓ -20% |
| Galaxy Health Network | PPO | $2,560.47 | ↓ -15% |
| Unicare | MCD | $3,012.32 | ↑ +0% |
| National Healthcare Solutions | COMM | $3,012.32 | ↑ +0% |
| Independent Medical Systems | COMM | $3,012.32 | ↑ +0% |
Visitor-reported prices
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Renal cyst study s&i at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $706.71 | $145.46 – $1,366.64 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $820.15 | $81.35 – $1,366.64 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $706.71 | $87.04 – $1,366.64 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $706.71 | $81.35 – $1,366.64 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $820.15 | $81.35 – $1,366.64 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST | Waco | $706.71 | $81.35 – $1,366.64 |
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $706.71 | $81.35 – $1,366.64 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $820.15 | $81.35 – $1,618.11 |